20 E Pugh Dr, Springboro, OH 45066 Property Records

Montgomery County property record for 20 E Pugh Dr, Springboro, OH 45066 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,646 sqft · built 2003
Lot Size	0.246 acres (10,716 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Mar 2017)
Tax Bill	$6,235 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K45200124 0001`

Property Details

APN / Parcel Number

Primary APN	`K45200124 0001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,646 sqft Living Area
1st Floor Area	1,078 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,716 sqft (0.246 acres)
Garage Area	190 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 E PUGH DR
City	SPRINGBORO
State	OH
Zip	45066-7806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 GLENVIEW SEC ONE AT SETTLERS WALK
Legal Subdivision	GLENVIEW SEC ONE AT SETTLERS WALK
Legal Lot Number	1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3007
Census Tract	50106

Owner

Source: Montgomery County records · APN K45200124 0001

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20 E PUGH DR, SPRINGBORO, OH 45066-7806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU
Mar 08, 2017	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2017 · Amount on Record
Deed Sale	Mar 08, 2017 · Amount on Record
Prior Sale	Mar 08, 2017 · Amount on Record
Deed Document Number	0000013790
Last Transfer Date	Jun 13, 2023
Transfer Doc	0000030212
Record Updated	Jun 08, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 13, 2023
Property Address	20 E PUGH DR, SPRINGBORO, OH 45066-7806
Document Number	0000030212
Map Reference	MB 186 PG 38-38A
Instrument Date	May 31, 2023
Instrument	202300030212
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 E PUGH DR, SPRINGBORO, OH 45066-7806

Mortgage

Document Number	0000030213
Date	Jun 13, 2023
Instrument	202300030213

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jul 01, 2026
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	5-Year TN
Margin	2
Max Rate	9.87%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 08, 2017
Property Address	20 E PUGH DR, SPRINGBORO, OH 45066-7806
Document Number	0000013790
Instrument Date	Feb 24, 2017
Instrument	13790
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$807.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 E PUGH DR SPRINGBORO OH 450667806, SPRINGBORO, OH 45066-7806

Mortgage

Document Number	13791
Date	Mar 08, 2017
Instrument	13791

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 07, 2047

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,870 (-) Land $21,870 Building $100,000
2024	$6,235.00 (-1.45%)
2023	$6,327.00 (+30.24%)	$121,870 (+42.01%) Land $21,870 Building $100,000	$348,200 (+42%) Land $62,480 Building $285,720
2022	$4,858.00	$85,820 Land $15,400 Building $70,420
2020			$245,210 Land $44,000 Building $201,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 19% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 573 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,000 / 2,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

20 E Pugh Dr, Springboro, OH 45066 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on E Pugh Dr

Nearby Streets

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