Montgomery County property record for 120 E Pugh Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,162 sqft · built 2004 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Individual Name on File |
| Last Sale | $406,500 (Jun 2023) |
| Tax Bill | $6,591 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | K45200124 0004 |
| Primary APN | K45200124 0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Living Area |
| 1st Floor Area | 934 sqft |
| Basement Area | 1,030 sqft |
| Finished Basement | 934 sqft |
| Unfinished Basement | 96 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,756 sqft (0.201 acres) |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 E PUGH DR |
|---|---|
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-7805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 GLENVIEW SEC ONE AT SETTLERS WALK |
| Legal Subdivision | GLENVIEW SEC ONE AT SETTLERS WALK |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 50106 |
Source: Montgomery County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 120 E PUGH DR, SPRINGBORO, OH 45066-7805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 7, 2019 | Grant Deed, Transfer STOCKYARD BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on Record |
| Deed Sale | Jun 1, 2023 · Amount on Record |
| Prior Sale | Jun 7, 2019 · Amount on Record |
| Deed Document Number | 202300027799 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 1, 2023 |
| Property Address | 120 E PUGH DR, SPRINGBORO, OH 45066-7805 |
| Document Number | 0000027799 |
| Map Reference | MB 186 PG 38&38A |
| Instrument Date | May 15, 2023 |
| Instrument | 202300027799 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | VANTAGE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 E PUGH DR, SPRINGBORO, OH 45066-7805 |
| Document Number | 0000027800 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 202300027800 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 7, 2019 |
| Property Address | 120 E PUGH DR, SPRINGBORO, OH 45066-7805 |
| Document Number | 0000029169 |
| Instrument Date | May 31, 2019 |
| Instrument | 29169 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $801.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 E PUGH DR SPRINGBORO OH 450667805, SPRINGBORO, OH 45066-7805 |
| Document Number | 29170 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 29170 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Miami Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $128,850 (-) Land $21,870 Building $106,980 | ||
| 2024 | $6,591.00 (-1.45%) | ||
| 2023 | $6,688.00 (+30.24%) | $128,850 (+42%) Land $21,870 Building $106,980 | $368,150 (+42%) Land $62,480 Building $305,670 |
| 2022 | $5,135.00 | $90,740 Land $15,400 Building $75,340 | |
| 2020 | $259,260 Land $44,000 Building $215,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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