20 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 20 E Main St, Ephrata, PA 17522

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	12,006 sqft · built 1956
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,000 (Feb 2020)
Tax Bill	$15,101 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`260-22294-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-22294-0-0000`
Alternative APN	`2607M7B 12 14`

Interior

Stories	2 Stories
Building Area	12,006 sqft Gross Area
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Frame
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	12,197 sqft (0.28 acres)
Porch	Porch

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 E MAIN ST
City	EPHRATA
State	PA
Zip	17522
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CB
Legal Description	20 E MAIN ST
Legal Lot Number	14
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	3
Census Block	3041
Census Tract	12200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ephrata Commercial Historic District listed 2006 · 36 contributing resources · NRIS 06001005

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 E MAIN ST, EPHRATA, PA 17522-2707
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Grant Deed, Transfer BANK OF BIRD-IN-HAND
Apr 26, 2019	Grant Deed, Mortgage · Line of Credit MENNONITE CTRL COMMITTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Mar 26, 2001 · Amount on Record
Deed Document Number	20206509923
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Feb 28, 2020
Property Address	20 E MAIN ST, EPHRATA, PA 17522
Document Number	0006509923
Instrument Date	Feb 26, 2020
Instrument	6509923
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	REGAL ABSTRACT LANCASTER, REGAL ABS LANCASTER

Transaction

Amount	Amount Recorded
Tax	$3,510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 E MAIN ST EPHRATA PA 175222707, EPHRATA, PA 17522-2707

Mortgage

Document Number	6509924
Date	Feb 28, 2020
Instrument	6509924

Lender

Name	BANK OF BIRD-IN-HAND
Type	Bank
Address	BIRD IN HAND, PA 17505

Agreement

Amount	Amount Recorded

April 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Apr 26, 2019
Property Address	20 E MAIN ST, EPHRATA, PA 17522
Instrument Date	Apr 25, 2019
Instrument	6454126
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20-22 E MAIN ST EPHRATA PA 175222701, EPHRATA, PA 17522-2701

Mortgage

Document Number	0006454126
Date	Apr 26, 2019
Instrument	6454126

Lender

Name	MENNONITE CTRL COMMITTEE
Address	21 S 12TH ST, AKRON, PA 17501-1605

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$615,600 (-) Land $62,900 Building $552,700	$615,600 (-) Land $62,900 Building $552,700
2025	$15,101.00 (+2.3%)
2024	$14,762.00	$615,600 Land $62,900 Building $552,700
2018			$615,600 Land $62,900 Building $552,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Upward Broadband Fixed Wireless	100 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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