Hamilton County property record for 20 E Charlotte Ave, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,827 sqft · built 1919 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $229,900 (Dec 2004) |
| Tax Bill | $6,572 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0002-0048-00 |
| Primary APN | 592-0002-0048-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| 1st Floor Area | 1,591 sqft |
| Attic | Attic |
| Attic Area | 729 sqft |
| Basement Area | 1,098 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 125 ft deep x 66 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 211 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 20 E CHARLOTTE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLOTTE AVE 66 X 125 IRR PT LOT 92 PARK PL SUB |
| Legal Subdivision | PARK PLACE SUB |
| Legal Lot Number | 92 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 22602 |
The current owner of 20 E Charlotte Ave bought it in December 2004.
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 20 E CHARLOTTE AVE, CINCINNATI, OH 45215-2114 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 12, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2004 · Amount on File |
| Deed Sale | Dec 10, 2004 · Amount on File |
| Prior Sale | Sep 26, 2002 · Amount on File |
| Deed Document Number | 04-248058 |
| Deed Book / Page | 9804 / 01009 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 20 E CHARLOTTE AVE, CINCINNATI, OH 45215-2114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000119290 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 14514/2989 |
| Instrument | 2021-0119290 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 20 E CHARLOTTE AVE, CINCINNATI, OH 45215-2114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 20 E CHARLOTTE AVE, CINCINNATI, OH 45215-2114 |
| Document Number | 0000048242 |
|---|---|
| Date | Jul 12, 2024 |
| Book Page | 15206/1827 |
| Instrument | 2024-0048242 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,572.00 (+2.45%) | $108,003 (-) Land $14,868 Building $93,135 | |
| 2024 | $6,415.00 (+8.45%) | $108,003 (-) Land $14,868 Building $93,135 | |
| 2023 | $5,915.00 (+13.12%) | $108,003 (+39.87%) Land $14,868 Building $93,135 | $308,580 (+39.88%) Land $42,480 Building $266,100 |
| 2022 | $5,229.00 Homeowner's exemption | $77,214 Land $13,629 Building $63,585 | |
| 2020 | $220,610 Land $38,940 Building $181,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 E Charlotte Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 E Charlotte Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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