Hamilton County property record for 15 E Charlotte Ave, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,678 sqft · built 1904 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 1998) |
| Tax Bill | $5,284 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0002-0052-00 |
| Primary APN | 592-0002-0052-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,678 sqft Living Area |
| Gross Area | 2,450 sqft |
| 1st Floor Area | 1,016 sqft |
| 2nd Floor Area | 662 sqft |
| Basement Area | 772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 55 ft deep x 148 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 146 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 15 E CHARLOTTE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLOTTE AVE 148 X 55 IRR PT LOT 70 PARK PL SUB |
| Legal Subdivision | PARK PL SUB |
| Legal Lot Number | 70 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 22602 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 E CHARLOTTE AVE, CINCINNATI, OH 45215-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 1998 · Amount on Record |
| Deed Sale | Sep 3, 1998 · Amount on Record |
| Prior Sale | Jul 2, 1996 · Amount on Record |
| Deed Document Number | 1998166611 |
| Deed Book / Page | 7745 / 1936 |
| Prior Transfer Date | Jan 3, 1995 |
| Prior Transfer Doc | 0000008037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 15 E CHARLOTTE AVE, CINCINNATI, OH 45215-2113 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000040907 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 14938/66 |
| Instrument | 2023-0040907 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 15 E CHARLOTTE AVE, CINCINNATI, OH 45215-2113 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000128577 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 14529/1498 |
| Instrument | 2021-0128577 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,284.00 (+2.28%) | $86,703 (+%) Land $21,207 Building $65,496 | $247,720 (-) Land $60,590 Building $187,130 |
| 2024 | $5,166.00 (+8.53%) | $86,701 (-) Land $21,206 Building $65,495 | |
| 2023 | $4,760.00 (+9.48%) | $86,701 (+35.36%) Land $21,206 Building $65,495 | $247,720 (+35.37%) Land $60,590 Building $187,130 |
| 2022 | $4,348.00 Homeowner's exemption | $64,050 Land $19,481 Building $44,569 | |
| 2020 | $183,000 Land $55,660 Building $127,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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