20 E 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 20 E 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Bathrooms	1 Baths
Year Built	Built 2010
Square Footage	4,222 sqft Heated Area
Lot Size	77,101 sqft (1.77 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$33,215.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`80649`
Alternative APN	`012630058000020010`

Interior

Full Baths	1 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Building Area	4,222 sqft Heated Area
Gross Area	6,952 sqft Gross Area
1st Floor	8,627 sqft 1st Floor
Stories	1 Stories
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Aluminum Siding Exterior
Fire Resistance Class	Buildings having wood or wood and steel frames.
Foundation Type	Footing Foundation
Roof Construction	Wood Truss Roof Construction
Roof Material	Metal Roof
Lot Area	77,101 sqft (1.77 acres)
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Total Buildings	3 Total Buildings
Porch	Open Porch
Porch Area	3,435 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	80649
Street Address	20 E 13TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4702
Property Usage	Commercial Property Usage
Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	EUCALYPTUS HEIGHTS PB 1 PG 236 BLK 2 LOTS 1-9 & 22-24 LESS S 35 FT LOTS 6, 7, 8 & 9 FOR RD R/W & VAC ALLEY LYING BETWEEN LOTS
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD HWY EAST
Legal Tract	580
Legal Block	2
Legal Lot Number	1-14 2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2075
Census Tract	43600

Owner

Source: Osceola County records · APN 80649

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20 E 13TH ST, SAINT CLOUD, FL 34769-4702
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	May 16, 2002 · Amount on Record
Last Transfer Date	Nov 15, 2021
Transfer Doc	0060860001
Record Refreshed	Jun 08, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Nov 15, 2021
Property Address	20 E 13TH ST, SAINT CLOUD, FL 34769-4702
Document Number	0060860001
Book / Page	6086 / 1
Map Reference	MB 1 PG 236
Instrument Date	Nov 10, 2021
Instrument	2021176614
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E 13TH ST, SAINT CLOUD, FL 34769-4702

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,215.00 (+19.65%)	$1,910,900 (+19.23%) Land $1,155,900 Building $755,000	$1,910,900 (+19.23%) Land $1,155,900 Building $755,000
2023	$27,760.00 (+10.76%)	$1,602,700 (+12.66%) Land $860,000 Building $742,700	$1,602,700 (+12.66%) Land $860,000 Building $742,700
2022	$25,064.00	$1,422,600 Land $716,600 Building $706,000	$1,422,600 Land $716,600 Building $706,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.