Cumberland Town property record for 20 Duchess Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1950 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,000 (Feb 2001) |
| Tax Bill | $3,720 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 216-84 |
| Primary APN | 216-84 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,423 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 216-84 |
|---|---|
| Street Address | 20 DUCHESS RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 1470 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 11403 |
Source: Cumberland Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20 DUCHESS RD, CUMBERLAND, RI 02864-2030 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SHARON AND CRESCENT UNITED CREDIT UNION |
| Jun 3, 2021 | Deed of Trust, Mortgage · ARM SHARON AND CRESCENT UNITED CREDIT UNION |
| Apr 23, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SHARON CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 2001 · Amount on Record |
| Deed Sale | Feb 16, 2001 · Amount on Record |
| Deed Book / Page | 892 / 66 |
| Last Transfer Date | Apr 20, 2021 |
| Transfer Doc | 1886-23 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 20 DUCHESS RD, CUMBERLAND, RI 02864-2030 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001939-58 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 1939/58 |
| Instrument | 134800 |
| Name | SHARON AND CRESCENT UNITED CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 20 DUCHESS RD, CUMBERLAND, RI 02864-2030 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1891-543 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 1891/543 |
| Instrument | 124662 |
| Name | SHARON AND CRESCENT UNITED CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2036 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Apr 23, 2021 |
| Property Address | 20 DUCHESS RD, CUMBERLAND, RI 02864-2030 |
| Document Number | 1886-23 |
| Book / Page | 1886 / 23 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 123524 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 20 DUCHESS RD, CUMBERLAND, RI 02864-2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 20 DUCHESS RD, CUMBERLAND, RI 02864-2030 |
| Document Number | 1784-92 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 20 DUCHESS RD CUMBERLAND RI 028642030, CUMBERLAND, RI 02864-2030 |
| Document Number | 1784-92 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 001784/000092 |
| Name | SHARON CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 23, 2028 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,720.00 (+5.59%) | $303,200 (-) Land $133,500 Building $169,700 |
| 2023 | $3,523.00 (-3.08%) | $303,200 (+25.03%) Land $133,500 Building $169,700 |
| 2022 | $3,635.00 | $242,500 Land $104,800 Building $137,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures