Cumberland Town property record for 44 Duchess Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 994 sqft · built 1956 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,319 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Dec 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-2755-55 |
| Primary APN | 19-2755-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 994 sqft Living Area |
| Gross Area | 3,084 sqft |
| 1st Floor Area | 994 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Greenhouse | Greenhouse |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 19-2755-55 |
|---|---|
| Street Address | 44 DUCHESS RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 1475 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 11403 |
44 Duchess Rd is owner-occupied and held in a trust since December 2021.
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 44 DUCHESS RD, CUMBERLAND, RI 02864-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed, Transfer · Stand-Alone Refinance PAWTUCKET CU |
| Dec 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 25, 2018 | Warranty Deed, Transfer |
| Jun 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 17, 2021 |
| Transfer Doc | 001917-302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 22, 2021 |
| Property Address | 44 DUCHESS RD, CUMBERLAND, RI 02864-2032 |
| Document Number | 001917-288 |
| Book / Page | 1917 / 288 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 129997 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Investor | Possibly a Property Investor |
| Document Number | 001917-293 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 1917/293 |
| Instrument | 129999 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 22, 2021 |
| Property Address | 44 DUCHESS RD, CUMBERLAND, RI 02864-2032 |
| Document Number | 001917-302 |
| Book / Page | 1917 / 302 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 130000 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 25, 2018 |
| Property Address | 44 DUCHESS RD, CUMBERLAND, RI 02864-2032 |
| Document Number | 1774-134 |
| Book / Page | 001774 / 000134 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 44 DUCHESS RD, CUMBERLAND, RI 02864-2032 |
| Document Number | 1746-634 |
| Book / Page | 001746 / 000634 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 44 DUCHESS RD CUMBERLAND RI 028642032, CUMBERLAND, RI 02864-2032 |
| Document Number | 1746-634 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 001746/000634 |
| Name | RHODE ISLAND CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jul 2, 2024 |
The 2026 property tax bill for 44 Duchess Rd was $4,319, up 6.4% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,319.00 (+6.41%) | $431,500 (+30.44%) Land $188,300 Building $243,200 | $398,560 |
| 2025 | $4,059.00 | $330,800 Land $122,200 Building $208,600 | |
| 2023 | $3,844.00 (+6.93%) | $330,800 (+37.95%) Land $122,200 Building $208,600 | |
| 2022 | $3,595.00 | $239,800 Land $96,000 Building $143,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Duchess Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Duchess Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures