20 Downs Ave, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 20 Downs Ave, Wharton, NJ 07885

Property Summary

Property TypeSingle Family Home
Details1,423 sqft · built 1920
Lot Size0.239 acres (10,424 sqft)
Owner2 Individual Names on File
Last Sale$242,279 (Feb 2016)
Tax Bill$10,126 (2024)
Deeds & MortgagesFeb 2022 Second Mortgage
APN39-02007-0000-00005

Property Details

APN / Parcel Number

Primary APN39-02007-0000-00005
Alternative APN
  • 390200700005

Interior

Stories1 Story
Building Area1,423 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialStucco
Construction TypeFrame
Lot Area10,424 sqft (0.239 acres)
Lot Dimensions139 ft deep x 75 ft wide

Location & Zoning

Street Address20 DOWNS AVE
CityWHARTON
StateNJ
Zip07885-2502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-65
Legal SubdivisionFORD FARM
Legal Block2007
Legal Lot Number5
JurisdictionMORRIS NJ
Township / Civil DivisionWHARTON
Census Block Group3
Census Block3020
Census Tract45100

Owner

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 DOWNS AVE, WHARTON, NJ 07885-2502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2016 · Amount on Record
Deed SaleFeb 26, 2016 · Amount on Record
Deed Document Number201610921
Deed Book / Page22865 / 951
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address20 DOWNS AVE, WHARTON, NJ 07885-2502
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 DOWNS AVE, WHARTON, NJ 07885-2502

Mortgage

Document Number0243550944
DateFeb 25, 2022
Book Page24355/944
Instrument2022015879
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityWharton Borough
Secondary School DistrictMorris Hills Regional School District (09 - 12)
Elementary School DistrictWharton Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$404,900 (+10.45%) Land $150,600 Building $254,300$404,900 (+10.45%) Land $150,600 Building $254,300
2025$366,600 (+18.64%) Land $125,600 Building $241,000$366,600 (+18.64%) Land $125,600 Building $241,000
2024$10,126.00 (+15.79%)
2023$309,000 Land $115,600 Building $193,400$309,000 Land $115,600 Building $193,400
2022$8,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHARTON WATER DEPT
serves 6,342 people · EPA ID NJ1439001
Water SourceGroundwater
Last State InspectionSep 2025
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: T-Mobile USA.

Nearby Properties on Downs Ave

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