20 Down Harbor Rd, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 20 Down Harbor Rd, Edgartown, MA 02539

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details5 bd · 4.5 ba · 3,160 sqft · built 2009
Lot Size0.689 acres (30,000 sqft)
Owner2 Individual Names on Record
Last Sale$927,000 (Jan 2009)
Tax Bill$13,155 (2026)
Deeds & MortgagesJun 2020 Refinance
Flood ZoneZone X (minimal risk)
APNK9305

Property Details

APN / Parcel Number

Primary APNK9305
Alternative APN
  • EDGA M:0036 B:0322 L

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,160 sqft Living Area
Gross Area5,886 sqft
Basement Area1,176 sqft
Unfinished Basement1,176 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,000 sqft (0.689 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberK9305
Street Address20 DOWN HARBOR RD
CityEDGARTOWN
StateMA
Zip02539-8738
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeR60
Legal SubdivisionDOWN HARBOR ESTATES EDGARTOWN
Legal Block322
JurisdictionEDGARTOWN MA
Township / Civil DivisionEDGARTOWN
Census Block Group2
Census Block2032
Census Tract200300

Owner

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 LANTHORN LN, BEVERLY, MA 01915-4721
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2009 · Amount on Record
Deed SaleJan 21, 2009 · Amount on Record
Prior SaleOct 2, 2002 · Amount on Record
Deed Document Number2009366
Deed Book / Page1167 / 811
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDGARTOWN MA
Property Address20 DOWN HARBOR RD, EDGARTOWN, MA 02539-8738
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1531-901
DateJun 15, 2020
Book Page1531/901
Instrument3318
Lender
NameGOLDMAN SACHS BANK USA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionEdgartown Town
Secondary School DistrictMartha's Vineyard School District (09 - 12)
Elementary School DistrictEdgartown School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,155.00 (+0.18%)$5,304,600 (+7.06%) Land $1,745,300 Building $3,559,300$4,778,610
2025$13,131.00 (+11.44%)$4,955,000 (+7.23%) Land $1,347,400 Building $3,607,600
2024$11,783.00 (+35.89%)$4,620,800 (+34.29%) Land $1,347,400 Building $3,273,400
2023$8,671.00$3,441,000 Land $1,300,200 Building $2,140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 221 individual policies
Nearby Flood Policies311 units insured
incl. 90 condo units
Nearby Flood Claims40 (1978–2024)
Claims Outside the SFHA4 of 40
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Coastal Storm, Oct 1991 · 12 claims
  • Hurricane Bob, Aug 1991 · 7 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDGARTOWN WATER DEPARTMENT
serves 8,027 people · EPA ID MA4089000
Water SourceGroundwater
Last State InspectionJun 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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