10 Down Harbor Rd, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 10 Down Harbor Rd, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 4,381 sqft · built 2017
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on File
Last Sale	$1,220,000 (Aug 2013)
Tax Bill	$14,676 (2025)
Deeds & Mortgages	Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`S5205`

Property Details

APN / Parcel Number

Primary APN	`S5205`
Alternative APN	`EDGA M:0036 B:0319 L`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,381 sqft Living Area
Gross Area	8,771 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	S5205
Street Address	10 DOWN HARBOR RD
City	EDGARTOWN
State	MA
Zip	02539-8738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	319
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	2
Census Block	2032
Census Tract	200300

Owner

Source: Dukes County and Edgartown Town records · APN S5205

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2636 44TH ST NW, WASHINGTON, DC 20007-1107
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2013 · Amount on Record
Deed Sale	Aug 29, 2013 · Amount on Record
Prior Sale	Oct 10, 1997 · Amount on Record
Deed Book / Page	1327 / 898
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	10 DOWN HARBOR RD, EDGARTOWN, MA 02539-8738
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1534-282
Date	Jul 06, 2020
Book Page	1534/282
Instrument	3808

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Dukes County and Edgartown Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$14,676.00 (+7.34%)	$5,538,200 (+3.29%) Land $1,347,400 Building $4,190,800
2024	$13,672.00 (+3.91%)	$5,361,600 (+2.69%) Land $1,347,400 Building $4,014,200
2023	$13,158.00	$5,221,400 Land $1,300,200 Building $3,921,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 7, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 individual policies
Nearby Flood Policies	311 units insured incl. 90 condo units
Nearby Flood Claims	40 (1978–2024)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Coastal Storm, Oct 1991 · 12 claims Hurricane Bob, Aug 1991 · 7 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Based on FCC filings for 48 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.