20 Dory Ct, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 20 Dory Ct, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,086 sqft · built 2002
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individuals on Record
Last Sale	$385,000 (Oct 2020)
Tax Bill	$2,011 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`08295775`

Property Details

APN / Parcel Number

Primary APN	`08295775`
Alternative APNs	`R600 021 000 0166 0000` `R603 021 000 0166 0000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,086 sqft Living Area
1st Floor Area	2,086 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	707 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	20 DORY CT
City	BLUFFTON
State	SC
Zip	29909-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 71 RIVERBEND S/D BLK 101 B PB65 P141 PB77 P68 PB91 P21-26 PB101 P78-83
Legal Subdivision	RIVERBEND BY SUNCITY
Legal Block	101
Legal Lot Number	71
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1114
Census Tract	2202

Owner

Source: Beaufort County assessment roll, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	20 DORY CT, BLUFFTON, SC 29909-4308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Oct 9, 2019	Warranty Deed, Transfer
May 30, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Oct 9, 2019 · Amount on Record
Deed Document Number	202058797
Deed Book / Page	3921 / 740
Prior Transfer Date	Sep 18, 2002
Prior Transfer Doc	0000072725
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 14, 2020
Property Address	20 DORY CT, BLUFFTON, SC 29909-4308
Document Number	0000058797
Book / Page	3921 / 740
Map Reference	MB 77 PG 68
Instrument Date	Oct 9, 2020
Instrument	2020058797
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20 DORY CT, BLUFFTON, SC 29909-4308

Mortgage

Document Number	0000058798
Date	Oct 14, 2020
Instrument	2020058798

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 9, 2019
Property Address	20 DORY CT, BLUFFTON, SC 29909-4308
Document Number	0000054486
Book / Page	3801 / 1570
Map Reference	MB 77 PG 68
Instrument Date	Oct 1, 2019
Instrument	2019054486
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Tax	$1,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 DORY CT, BLUFFTON, SC 29909-4308

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	20 DORY CT, BLUFFTON, SC 29909-4308
Document Number	0000030924
Book / Page	003581 / 002356
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 DORY CT BLUFFTON SC 299094308, BLUFFTON, SC 29909-4308

Mortgage

Document Number	0000030924
Date	Jun 9, 2017
Book Page	003581/002356
Instrument	30924

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,011.00 (-0.1%)	$17,710 (-14.94%)
2024	$2,013.00	$20,820 (-) Land $4,240 Building $16,580	$520,500 (-) Land $106,000 Building $414,500
2023	$2,013.00 (-66.24%)	$20,820 (+35.19%) Land $4,240 Building $16,580	$520,500 (+35.19%) Land $106,000 Building $414,500
2022	$5,962.00	$15,400 Land $3,760 Building $11,640	$385,000 Land $94,000 Building $291,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 985 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	985 in force
Nearby Flood Claims	23 (2009–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight, Xfinity.

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