Chippewa County property record for 20 Division St, Chippewa Falls, WI 54729
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,900 sqft · built 1885 |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,064 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22908-3234-6013-1401 |
| Primary APN | 22908-3234-6013-1401 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Basement Area | 868 sqft |
| Year Built | Built 1885 |
|---|---|
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Account Number | 211 2673 |
|---|---|
| Street Address | 20 DIVISION ST |
| City | CHIPPEWA FALLS |
| State | WI |
| Zip | 54729-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANSFIELD & MCBEAN'S ADD LOTS 1 & 2 BLK 14 EX PRT OF LOT 1 AS DESCRI IN DOC #675881 FOR STREET |
| Legal Range | 08W |
| Legal Township | 29N |
| Legal Section | 32 |
| Legal Subdivision | MANSFIELD & MCBEAN'S ADD |
| Legal Block | 14 |
| Legal Lot Number | 1-2 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | CHIPPEWA FALLS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 10500 |
20 Division St is owned and occupied by two individuals.
Source: Chippewa County records, as of February 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 DIVISION ST, CHIPPEWA FALLS, WI 54729-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 20 DIVISION ST, CHIPPEWA FALLS, WI 54729-1507 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000968673 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 968673 |
| Name | ROYAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2056 |
The 2025 property tax bill for 20 Division St was $3,064 with a homeowner's exemption.
Source: Chippewa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Chippewa Falls City |
| Unified School District | Chippewa Falls Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,064.00 Homeowner's exemption | $150,700 Land $25,100 Building $125,600 | $240,300 |
| 2023 | $2,658.00 Homeowner's exemption | $150,700 Land $25,100 Building $125,600 | $195,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Division St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1986) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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