Chippewa County property record for 104 Division St, Chippewa Falls, WI 54729
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,056 sqft · built 1880 |
| Owner | Individual Name on File |
| Tax Bill | $3,043 (2025) |
| Deeds & Mortgages | Jun 2019 Refinance Jan 2007 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22908-3234-6013-1112 |
| Primary APN | 22908-3234-6013-1112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| Basement Area | 504 sqft |
| Year Built | Built 1880 |
|---|---|
| Roof Material | Asphalt |
| Cooling System | None |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Account Number | 211 2648 |
|---|---|
| Street Address | 104 DIVISION ST |
| City | CHIPPEWA FALLS |
| State | WI |
| Zip | 54729-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANSFIELD & MCBEAN'S ADD LOT 12 BLK 11 |
| Legal Range | 08W |
| Legal Township | 29N |
| Legal Section | 32 |
| Legal Subdivision | MANSFIELD & MCBEAN'S ADD |
| Legal Block | 11 |
| Legal Lot Number | 12 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | CHIPPEWA FALLS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10500 |
104 Division St is owned and occupied by an individual who acquired it in February 2026.
Source: Chippewa County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Jan 19, 2007 | Deed of Trust, Mortgage CHARTER BANK EAU CLAIRE |
| Jul 2, 2025 | Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION |
| Feb 2, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 14, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROYAL CREDIT UNION |
| May 5, 2017 | Warranty Deed, Transfer |
| Oct 5, 2009 | Contract Sale, Transfer |
| May 12, 2006 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2026 |
| Deed Sale | Feb 2, 2026 |
| Prior Sale | Mar 14, 2022 · Amount on File |
| Deed Document Number | 967166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000889734 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 889734 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000731755 |
|---|---|
| Date | Jan 19, 2007 |
| Instrument | 731755 |
| Name | CHARTER BANK EAU CLAIRE |
|---|---|
| Type | Bank |
| Address | EAU CLAIRE, WI 54701 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000961341 |
|---|---|
| Date | Jul 2, 2025 |
| Instrument | 961341 |
| Name | ROYAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Feb 2, 2026 |
| Property Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Document Number | 0000967166 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 967166 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TITLE UNITED LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Document Number | 0000967167 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 967167 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Mar 14, 2022 |
| Property Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Document Number | 0000929785 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 929785 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Document Number | 0000929786 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 929786 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | May 5, 2017 |
| Property Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Document Number | 0000866900 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 866900 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Oct 5, 2009 |
| Property Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Document Number | 0000773627 |
| Instrument Date | Sep 22, 2009 |
| Instrument | 773627 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $249.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | May 12, 2006 |
| Property Address | 104 DIVISION ST, CHIPPEWA FALLS, WI 54729-1509 |
| Document Number | 0000720870 |
| Instrument Date | Mar 29, 2006 |
| Instrument | 720870 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
The 2025 property tax bill for 104 Division St was $3,043 with a homeowner's exemption.
Source: Chippewa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Chippewa Falls City |
| Unified School District | Chippewa Falls Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,043.00 Homeowner's exemption | $157,600 Land $16,100 Building $141,500 | $238,900 |
| 2023 | $2,792.00 Homeowner's exemption | $157,600 Land $16,100 Building $141,500 | $204,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Division St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1986) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 104 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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