Middlesex County and Stow Town property record for 20 Davis Rd, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,284 sqft · built 1967 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $236,000 (May 1997) |
| Tax Bill | $17,448 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | U-4 00043A |
| Primary APN | U-4 00043A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,284 sqft Living Area |
| Gross Area | 4,140 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,004 sqft |
| Unfinished Basement | 1,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | U-4 00043A |
|---|---|
| Street Address | 20 DAVIS RD |
| City | STOW |
| State | MA |
| Zip | 01775-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | LAND STOW |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 323101 |
20 Davis Rd is owned and occupied by two individuals who bought it in May 1997.
Source: Middlesex County and Stow Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 DAVIS RD, STOW, MA 01775-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 1997 · Amount on File |
| Deed Sale | May 16, 1997 · Amount on File |
| Prior Sale | Jun 28, 1996 · Amount on File |
| Transfer Doc | 070896-467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 20 DAVIS RD, STOW, MA 01775-1509 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079091-257 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 79091/257 |
| Instrument | 243649 |
| Name | WATERMARK CAPITAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 20 Davis Rd was $17,448, up 3.7% from the year before.
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,448.00 (+3.69%) | $1,001,600 (+1.01%) Land $593,800 Building $407,800 | $846,830 |
| 2024 | $16,827.00 (+20.6%) | $991,600 (+28.85%) Land $599,900 Building $391,700 | |
| 2023 | $13,953.00 | $769,600 Land $418,500 Building $351,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Davis Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Davis Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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