Middlesex County and Stow Town property record for 12 Davis Rd, Stow, MA 01775 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1909 |
| Square Footage | 1,978 sqft Living Area |
| Lot Size | 16,771 sqft (0.385 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $484,000 (2003) |
| Tax Bill | $15,405.00 (2025) |
| Primary APN | U-4 00041A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,978 sqft Living Area |
| Gross Area | 4,040 sqft Gross Area |
| 1st Floor | 1,978 sqft 1st Floor |
| Basement Area | 1,978 sqft Basement |
| Unfinished Basement | 1,978 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,771 sqft (0.385 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | U-4 00041A |
|---|---|
| Street Address | 12 DAVIS RD |
| City | STOW |
| State | MA |
| Zip | 01775-1509 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | STOW MA |
| Minor Civil Division | STOW |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 323101 |
Source: Middlesex County and Stow Town records · APN U-4 00041A
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 DAVIS RD, STOW, MA 01775-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance NEWREZ LLC |
| Sep 05, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2003 · Amount on Record |
| Deed Sale | Jun 30, 2003 · Amount on Record |
| Prior Sale | Dec 03, 2002 · Amount on Record |
| Deed Doc Number | 20031667 |
| Transfer Doc | 0000001666 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 12 DAVIS RD, STOW, MA 01775-1509 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 079360-301 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 79360/301 |
| Instrument | 270995 |
| Name | NEWREZ LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 12 DAVIS RD, STOW, MA 01775-1509 |
| Document Number | 71634-450 |
| Instrument Date | Sep 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2018 |
| Name | Verified Name |
|---|---|
| Address | 12 DAVIS RD STOW MA 017751509, STOW, MA 01775-1509 |
| Document Number | 71634-450 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 071634/000450 |
| Instrument | 144554 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,405.00 (-5.4%) | $884,300 (-7.85%) Land $598,600 Building $285,700 | $893,475 |
| 2024 | $16,284.00 (+28.74%) | $959,600 (+37.54%) Land $604,600 Building $355,000 | |
| 2023 | $12,649.00 | $697,700 Land $421,900 Building $275,800 |
12 Davis Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 10th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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