20 Coveside Rd, Cumberland Foreside, ME 04110 Property Records

Cumberland County and Cumberland Town property record for 20 Coveside Rd, Cumberland Foreside, ME 04110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,420 sqft · built 1987
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,600 (Jun 2017)
Tax Bill	$18,908 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CMBL M:U06 L:92`

Property Details

APN / Parcel Number

Primary APN	`CMBL M:U06 L:92`
Alternative APNs	`20232488` `20261606`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,420 sqft Living Area
Gross Area	8,220 sqft
1st Floor Area	1,936 sqft
Basement Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20261606
Street Address	20 COVESIDE RD
City	CUMBERLAND FORESIDE
State	ME
Zip	04110-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	92
Jurisdiction	CUMBERLAND ME
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2023
Census Tract	4202

Owner

Source: Cumberland County and Cumberland Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 COVESIDE RD, FREEPORT, ME 04033-0001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS
Jun 22, 2017	Warranty Deed, Transfer SACO & BIDDEFORD SAVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	201729000
Deed Book / Page	34102 / 168
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	20 COVESIDE RD, CUMBERLAND FORESIDE, ME 04110-1431
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0383170207
Date	Jun 16, 2021
Book Page	38317/207
Instrument	42588

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND ME
Recording Date	Jun 22, 2017
Property Address	20 COVESIDE RD, CUMBERLAND FORESIDE, ME 04110-1431
Document Number	0341020168
Book / Page	34102 / 0168
Instrument	000000029000
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029001
Date	Jun 22, 2017
Instrument	000000029001

Lender

Name	SACO & BIDDEFORD SAVS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Cumberland County and Cumberland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Cumberland Town
Unified School District	School Administrative District 51 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,908.00 (+21.28%)	$750,900 (+2.11%) Land $236,500 Building $514,400
2022	$15,590.00	$735,400 Land $236,500 Building $498,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY FREEPORT DIVISION private · serves 2,700 people · EPA ID ME0090580
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	PORTLAND WATER DISTRICT-GREATER
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Coveside Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures