Cumberland County and Cumberland Town property record for 12 Coveside Rd, Cumberland Foreside, ME 04110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 6,670 sqft · built 1987 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $931,300 (Feb 2015) |
| Tax Bill | $22,330 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | CMBL M:U06 L:90 |
| Primary APN | CMBL M:U06 L:90 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,670 sqft Living Area |
| Gross Area | 12,796 sqft |
| 1st Floor Area | 3,662 sqft |
| Basement Area | 3,166 sqft |
| Unfinished Basement | 3,166 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 20263728 |
|---|---|
| Street Address | 12 COVESIDE RD |
| City | CUMBERLAND FORESIDE |
| State | ME |
| Zip | 04110-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Lot Number | 90 |
| Jurisdiction | CUMBERLAND ME |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 4202 |
Source: Cumberland County and Cumberland Town records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 COVESIDE RD, FREEPORT, ME 04033-0001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2015 · Amount on Record |
| Deed Sale | Feb 24, 2015 · Amount on Record |
| Prior Sale | Jul 17, 2013 |
| Deed Document Number | 20157306 |
| Deed Book / Page | 32094 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND ME |
| Recording Date | Sep 18, 2026 |
| Property Address | 12 COVESIDE RD, CUMBERLAND FORESIDE, ME 04110-1431 |
| Document Number | 0000041346 |
| Book / Page | 42551 / 220 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202641346 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 COVESIDE RD, CUMBERLAND FORESIDE, ME 04110-1431 |
| Document Number | 0000041346, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 42551/220 |
| Instrument | 202641346 |
| Name | SACO & BIDDEFORD SVGS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Cumberland County and Cumberland Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Cumberland Town |
| Unified School District | School Administrative District 51 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $22,330.00 (+21.58%) | $886,800 (+2.37%) Land $236,500 Building $650,300 |
| 2022 | $18,366.00 | $866,300 Land $236,500 Building $629,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY FREEPORT DIVISION private · serves 2,700 people · EPA ID ME0090580 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | PORTLAND WATER DISTRICT-GREATER |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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