20 Corte el Brazo, San Clemente, CA 92673 Property Records

Orange County property record for 20 Corte el Brazo, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,024 sqft · built 2005
Lot Size	0.164 acres (7,143 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Mar 2009)
Tax Bill	$18,289 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`708-062-05`

Property Details

APN / Parcel Number

Primary APN	`708-062-05`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,024 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	7,143 sqft (0.164 acres)
Garage Area	656 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	20 CORTE EL BRAZO
City	SAN CLEMENTE
State	CA
Zip	92673-7023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16569 BLK LOT 15
Legal Subdivision	TRACT NO 16569
Legal Tract	16569
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2002
Census Tract	32062

Owner

20 Corte el Brazo is owned and occupied by two individuals who bought it in March 2009.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 CORTE EL BRAZO, SAN CLEMENTE, CA 92673-7023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2019	Deed of Trust, Mortgage JMAC LENDING
Feb 2, 2017	Deed of Trust, Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2009 · Amount on File
Deed Sale	Mar 2, 2009 · Amount on File
Prior Sale	Dec 31, 2008 · Amount on File
Deed Document Number	200996734
Prior Transfer Date	Dec 19, 2005
Prior Transfer Doc	0001030964
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 CORTE EL BRAZO, SAN CLEMENTE, CA 92673-7023
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CORTE EL BRAZO, SAN CLEMENTE, CA 92673-7023

Mortgage

Document Number	0000337814
Date	Dec 5, 2025
Instrument	2025000337814

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 CORTE EL BRAZO, SAN CLEMENTE, CA 92673-7023
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CORTE EL BRAZO, SAN CLEMENTE, CA 92673-7023

Mortgage

Document Number	0000590978
Date	Sep 23, 2021
Instrument	2021000590978

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 CORTE EL BRAZO, SAN CLEMENTE, CA 92673-7023
Document Number	0000449395
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 CORTE EL BRAZO SAN CLEMENTE CA 926737023, SAN CLEMENTE, CA 92673-7023

Mortgage

Document Number	0000449395
Date	Nov 12, 2019
Instrument	449395

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 CORTE EL BRAZO, SAN CLEMENTE, CA 92673-7023
Document Number	0000058866
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 CORTE EL BRAZO SAN CLEMENTE CA 926737023, SAN CLEMENTE, CA 92673-7023

Mortgage

Document Number	0000058866
Date	Feb 9, 2017
Instrument	58866

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount on Record
Term	480 Months
Due	Feb 8, 2057

Tax Assessment & Valuation

The 2025 property tax bill for 20 Corte el Brazo was $18,289.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,169,988 (+2%) Land $275,760 Building $894,228
2025	$18,289.00	$1,147,048 Land $270,353 Building $876,695
2023	$17,521.00 (+0.18%)	$1,102,507 Land $259,855 Building $842,652
2022	$17,490.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Corte el Brazo in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Corte el Brazo is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500

May also be available: AT&T, T-Mobile, Verizon.

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