20 Concord Dr, Crystal City, MO 63019 Property Records

Jefferson County property record for 20 Concord Dr, Crystal City, MO 63019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$276,640 (Sep 2025)
Tax Bill	$2,156 (2024)
Deeds & Mortgages	Sep 2025 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`109.032.03001105`

Property Details

APN / Parcel Number

Primary APN	`109.032.03001105`

Interior

Full Baths	2 Baths
Building Area	1,232 sqft Living Area
Gross Area	1,848 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Split Level
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	616 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 CONCORD DR
City	CRYSTAL CITY
State	MO
Zip	63019-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG 6 LOT 136
Legal Range	6E
Legal Township	41N
Legal Section	32
Legal Subdivision	WILLIAMSBURG 6
Legal Block	3
Legal Lot Number	136
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3005
Census Tract	700700

Owner

Source: Jefferson County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 CONCORD DR, CRYSTAL CITY, MO 63019-1272
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
May 2, 2024	Warranty Deed, Transfer · FHA Mortgage FAMILY FINANCE MORTGAGE LLC
Nov 15, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 27, 2018	Deed of Trust, Mortgage · Line of Credit SCOTT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	May 2, 2024 · Amount on Record
Deed Document Number	202523384
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 15, 2025
Property Address	20 CONCORD DR, CRYSTAL CITY, MO 63019-1272
Document Number	0000023384
Map Reference	MB 226 PG 8&9
Instrument Date	Sep 2, 2025
Instrument	2025R-023384
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CONCORD DR, CRYSTAL CITY, MO 63019-1272

Mortgage

Document Number	0000023385
Date	Sep 15, 2025
Instrument	2025R-023385

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 2, 2024
Property Address	20 CONCORD DR, CRYSTAL CITY, MO 63019-1272
Document Number	0000010413
Map Reference	MB 226 PG 8&9
Instrument Date	Apr 30, 2024
Instrument	2024R-010413
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	MAIN STREET TITLE, MAIN STREET TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1659 NW 795TH RD, BATES CITY, MO 64011-9122

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 CONCORD DR, CRYSTAL CITY, MO 63019-1272

Mortgage

Document Number	0000010414
Date	May 2, 2024
Instrument	2024R-010414

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 15, 2019
Property Address	20 CONCORD DR, CRYSTAL CITY, MO 63019-1272
Document Number	0000035923
Instrument Date	Nov 7, 2019
Instrument	35923
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 CONCORD DR CRYSTAL CITY MO 630191272, CRYSTAL CITY, MO 63019-1272

Mortgage

Document Number	35924
Date	Nov 15, 2019
Instrument	35924

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	20 CONCORD DR, CRYSTAL CITY, MO 63019-1272
Document Number	0000010326
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	CONTINENTAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CONCORD DR CRYSTAL CITY MO 630191272, CRYSTAL CITY, MO 63019-1272

Mortgage

Document Number	0000010326
Date	Apr 6, 2018
Instrument	10326

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Crystal City
Unified School District	Crystal City 47 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,700 (+8.9%) Land $7,000 Building $29,700	$193,100 (-) Land $36,800 Building $156,300
2024	$2,156.00 (+0.09%)	$33,700 (-) Land $7,000 Building $26,700	$193,100 (+8.91%) Land $36,800 Building $156,300
2023	$2,154.00	$33,700 Land $7,000 Building $26,700	$177,300 Land $36,800 Building $140,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1995–2009)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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