12 Concord Dr, Crystal City, MO 63019 Property Records

Jefferson County property record for 12 Concord Dr, Crystal City, MO 63019

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,130 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,200 (Nov 2014)
Tax Bill	$2,815 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109.032.03001101`

Property Details

APN / Parcel Number

Primary APN	`109.032.03001101`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,130 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Patio Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12 CONCORD DR
City	CRYSTAL CITY
State	MO
Zip	63019-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG 6 LOT 140
Legal Range	6E
Legal Township	41N
Legal Section	32
Legal Subdivision	WILLIAMSBURG 6
Legal Block	3
Legal Lot Number	140
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3005
Census Tract	700700

Owner

Source: Jefferson County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CONCORD DR, CRYSTAL CITY, MO 63019-1272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit VANTAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2014 · Amount on Record
Deed Sale	Nov 24, 2014 · Amount on Record
Prior Sale	Jul 13, 2006 · Amount on Record
Deed Document Number	201435086
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Aug 5, 2026
Property Address	12 CONCORD DR, CRYSTAL CITY, MO 63019-1272
Document Number	0000021326
Instrument Date	May 22, 2026
Instrument	202621326
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CONCORD DR, CRYSTAL CITY, MO 63019-1272
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021326,
Date	Aug 5, 2026
Instrument	202621326

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	297 Months
Due	May 22, 2051

Interest

Rate	6.23%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12 CONCORD DR, CRYSTAL CITY, MO 63019-1272
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CONCORD DR, CRYSTAL CITY, MO 63019-1272

Mortgage

Document Number	0000003612
Date	Jan 31, 2022
Instrument	2022R-003612

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Jun 1, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12 CONCORD DR, CRYSTAL CITY, MO 63019-1272
Document Number	0000007751
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2017
Title Company	SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CONCORD DR CRYSTAL CITY MO 630191272, CRYSTAL CITY, MO 63019-1272

Mortgage

Document Number	0000007751
Date	Mar 15, 2017
Instrument	7751

Lender

Name	VANTAGE FCU
Type	Credit Union
Address	BRIDGETON, MO 63044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Crystal City
Unified School District	Crystal City 47 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,815.00 (+6.79%)	$44,600 (+8.25%) Land $7,000 Building $37,600	$234,600 (-) Land $36,800 Building $197,800
2024	$2,636.00 (+0.08%)		$234,600 (+8.16%) Land $36,800 Building $197,800
2023	$2,634.00	$41,200 Land $7,000 Building $34,200	$216,900 Land $36,800 Building $180,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1995–2009)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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