20 Commerce Dr, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 20 Commerce Dr, Cranford, NJ 07016

Property Summary

Property TypeCommercial Office
Detailsbuilt 1991
Lot Size6.35 acres (276,824 sqft)
OwnerCompany Name on Record
Tax Bill$652,320 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00643-0000-00003-011

Property Details

APN / Parcel Number

Primary APN03-00643-0000-00003-011
Alternative APNs
  • 03006430000000030011
  • 7769009

Interior

Units34 Units
Stories4 Stories

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeSteel Frame
Lot Area276,824 sqft

Location & Zoning

Account Number7769009
Street Address20 COMMERCE DR
CityCRANFORD
StateNJ
Zip07016-3612
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal Block643
Legal Lot Number3.11
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group3
Census Block3008
Census Tract37300

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20 COMMERCE DR, 326, CRANFORD, NJ 07016-3617
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Deed of Trust, Mortgage · Line of Credit
STARWOOD MTG CAP
Mar 9, 2017Deed of Trust, Mortgage
WHITNEY BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 1, 1999
Transfer Doc0047640064
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address20 COMMERCE DR, CRANFORD, NJ 07016-3612
Document Number0148352027
Instrument DateDec 7, 2020
Transaction TypeMortgage
Record UpdatedDec 30, 2020
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20 COMMERCE DR #326 CRANFORD NJ 070163617, 326, CRANFORD, NJ 07016-3617

Mortgage

Document Number0148352027
DateDec 11, 2020
Book Page014835/002027
Instrument705637
Lender
NameSTARWOOD MTG CAP
TypeMortgage Company
Address1601 WASHINGTON AVE # 800, MIAMI BEACH, FL 33139-3165
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 10, 2030
Interest
Rate TypeAdjustable Rate

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address20 COMMERCE DR, CRANFORD, NJ 07016-3612
Document Number0142700332
Book / Page014270 / 000332
Instrument DateMar 9, 2017
Transaction TypeMortgage
Record UpdatedJul 4, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20 COMMERCE DR CRANFORD NJ 070163612, CRANFORD, NJ 07016-3612

Mortgage

Document Number0142700332
DateMay 12, 2017
Book Page014270/000332
Instrument640295
Lender
NameWHITNEY BK
TypeBank
Address4265 SAN FELIPE ST # 200, HOUSTON, TX 77027-2955
Agreement
AmountAmount Recorded
Term36 Months
DueMay 11, 2020

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,000,000 (-) Land $4,036,400 Building $4,963,600$9,000,000 (-) Land $4,036,400 Building $4,963,600
2025$652,320.00 (+6.92%)$9,000,000 (-) Land $4,036,400 Building $4,963,600$9,000,000 (-) Land $4,036,400 Building $4,963,600
2024$610,110.00 (+2.53%)
2023$9,000,000 Land $4,036,400 Building $4,963,600$9,000,000 Land $4,036,400 Building $4,963,600
2022$595,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1982–1994)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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