Westchester County and Rye City property record for 20 Colby Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,496 sqft · built 1958 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Aug 1995) |
| Tax Bill | $28,270 (2026) |
| Deeds & Mortgages | Jul 2019 Line of Credit Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-18-2-16 |
| Primary APN | 551400 146-18-2-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,496 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| 2nd Floor Area | 486 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Unfinished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 8,276 sqft (0.19 acres) |
| Cooling System | Central |
|---|
| Street Address | 20 COLBY AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | SUBDIVISION MAP PARK ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 7500 |
20 Colby Ave is owned and occupied by two individuals who bought it in August 1995.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 COLBY AVE, RYE, NY 10580-2508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2019 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Jul 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 1995 · Amount on File |
| Deed Sale | Aug 9, 1995 · Amount on File |
| Deed Book / Page | 11207 / 227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 COLBY AVE, RYE, NY 10580-2508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0591903536 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 591903536 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 COLBY AVE, RYE, NY 10580-2508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0591903537 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 591903537 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jun 27, 2020 |
The 2026 property tax bill for 20 Colby Ave was $28,270, up 46.4% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,270.00 (+46.36%) | ||
| 2025 | $19,315.00 | $22,300 (-) Land $5,200 Building $17,100 | $1,889,831 (+6.78%) Land $440,678 Building $1,449,153 |
| 2024 | $22,300 (-) Land $5,200 Building $17,100 | $1,769,841 (+2.38%) Land $412,698 Building $1,357,143 | |
| 2023 | $22,300 Land $5,200 Building $17,100 | $1,728,682 Land $403,101 Building $1,325,581 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Colby Ave in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 50 (1978–2024) |
| Claims Outside the SFHA | 29 of 50 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Colby Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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