Westchester County and Rye City property record for 19 Colby Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,956 sqft · built 1958 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,385,000 (Jun 2014) |
| Tax Bill | $23,960 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-18-2-12 |
| Primary APN | 551400 146-18-2-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,956 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| 2nd Floor Area | 324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Cooling System | Central |
|---|
| Street Address | 19 COLBY AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19 COLBY AVE, RYE, NY 10580-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2022 | Deed of Trust, Mortgage · Unknown BETHPAGE FCU |
| Oct 2, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 10, 2019 | Loan Modification, Mortgage BANK OF AMERICA |
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2014 · Amount on Record |
| Deed Sale | Jun 16, 2014 · Amount on Record |
| Deed Document Number | 2014541203073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 19 COLBY AVE, RYE, NY 10580-2507 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 19 COLBY AVE, RYE, NY 10580-2507 |
| Document Number | 0623433265 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 623433265 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 28, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 19 COLBY AVE, RYE, NY 10580-2507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0602753642 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 602753642 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 19 COLBY AVE, RYE, NY 10580-2507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0602753641 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 602753641 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 19 COLBY AVE, RYE, NY 10580-2507 |
| Document Number | 0591433175 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2019 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 COLBY AVE RYE NY 105802507, RYE, NY 10580-2507 |
| Document Number | 0591433175 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 059143/003175 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 22, 2049 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 19 COLBY AVE, RYE, NY 10580-2507 |
| Document Number | 0591433174 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2019 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 COLBY AVE RYE NY 105802507, RYE, NY 10580-2507 |
| Document Number | 0591433174 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 059143/003174 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2049 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,960.00 (+41.04%) | ||
| 2025 | $16,988.00 | $18,900 (-) Land $5,750 Building $13,150 | $1,601,695 (+6.78%) Land $487,288 Building $1,114,407 |
| 2024 | $18,900 (-) Land $5,750 Building $13,150 | $1,500,000 (+2.38%) Land $456,349 Building $1,043,651 | |
| 2023 | $18,900 Land $5,750 Building $13,150 | $1,465,116 Land $445,736 Building $1,019,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 50 (1978–2024) |
| Claims Outside the SFHA | 29 of 50 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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