20 Calle Frutas, San Clemente, CA 92673 Property Records

Orange County property record for 20 Calle Frutas, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,520 sqft · built 2004
Lot Size0.114 acres (4,947 sqft)
Owner2 Individual Names on File
Last Sale$935,000 (Oct 2019)
Tax Bill$14,378 (2025)
Deeds & MortgagesMar 2024 Second Mortgage
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN701-382-28

Property Details

APN / Parcel Number

Primary APN701-382-28

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,520 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area4,947 sqft (0.114 acres)
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address20 CALLE FRUTAS
CitySAN CLEMENTE
StateCA
Zip92673-7002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 16365 BLK LOT 27
Legal SubdivisionTRACT NO 16365
Legal Tract16365
Legal Lot Number27
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1001
Census Tract32062

Owner

20 Calle Frutas is owned and occupied by two individuals who acquired it in March 2022.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20 CALLE FRUTAS, SAN CLEMENTE, CA 92673-7002
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LOS ANGELES POLICE FCU
Mar 22, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ORANGE COUNTYS CU
Oct 15, 2019Quit Claim Deed, Transfer
TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR
Oct 15, 2019Grant Deed, Transfer
TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2019 · Amount on File
Deed SaleOct 15, 2019 · Amount on File
Prior SaleJul 13, 2004 · Amount on File
Deed Document Number2019402542
Last Transfer DateMar 9, 2022
Transfer Doc0000111649
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address20 CALLE FRUTAS, SAN CLEMENTE, CA 92673-7002
Transaction TypeMortgage
Record UpdatedApr 5, 2024
Title CompanyLAWYERS TITLE, LAWYERS TITLE LA

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CALLE FRUTAS, SAN CLEMENTE, CA 92673-7002
InvestorPossibly a Property Investor

Mortgage

Document Number0000066707
DateMar 22, 2024
Instrument2024000066707
Lender
NameLOS ANGELES POLICE FCU
TypeCredit Union
AddressVAN NUYS, CA 91406
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueApr 1, 2034

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateMar 22, 2022
Property Address20 CALLE FRUTAS, SAN CLEMENTE, CA 92673-7002
Document Number0000111649
Map ReferenceMB 843 PG 35-42
Instrument DateMar 9, 2022
Instrument2022000111649
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 CALLE FRUTAS, SAN CLEMENTE, CA 92673-7002
InvestorPossibly a Property Investor

Mortgage

Document Number0000111650
DateMar 22, 2022
Instrument2022000111650
Lender
NameORANGE COUNTYS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateApr 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.25%
Index1-Year CMT
Max Rate8.25%

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateOct 15, 2019
Property Address20 CALLE FRUTAS, SAN CLEMENTE, CA 92673-7002
Document Number0000402541
Instrument DateOct 10, 2019
Instrument402541
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address20 CALLE FRUTAS SAN CLEMENTE CA 926737002, SAN CLEMENTE, CA 92673-7002
InvestorPossibly a Property Investor

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateOct 15, 2019
Property Address20 CALLE FRUTAS, SAN CLEMENTE, CA 92673-7002
Document Number0000402542
Instrument DateSep 20, 2019
Instrument402542
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

AmountAmount on Record
Tax$1,028.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address20 CALLE FRUTAS SAN CLEMENTE CA 926737002, SAN CLEMENTE, CA 92673-7002
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 20 Calle Frutas was $14,378.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,043,008 (+2%) Land $640,808 Building $402,200
2025$14,378.00$1,022,557 Land $628,243 Building $394,314
2023$13,774.00 (+0.59%)$982,850 Land $603,847 Building $379,003
2022$13,693.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Calle Frutas in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Calle Frutas is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20

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