20 Cliff Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 20 Cliff Rd, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,583 sqft · built 1747
Lot Size	0.155 acres (6,742 sqft)
Owner	Company Name on File
Last Sale	$5,100,000 (May 2023)
Tax Bill	$16,597 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10667`

Property Details

APN / Parcel Number

Primary APN	`10667`
Alternative APN	`NANT M:04244 P:00053`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,583 sqft Living Area
Gross Area	5,942 sqft
1st Floor Area	1,454 sqft
Basement Area	934 sqft
Unfinished Basement	934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1747
Effective Year Built	Effective 1747
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	6,742 sqft (0.155 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10667
Street Address	20 CLIFF RD
City	NANTUCKET
State	MA
Zip	02554-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ROH
Legal Subdivision	LAND COURT PLAN 8750-B
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1000
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Cliff Rd is owned by a company that bought it in May 2023.

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	34 ROWAYTON AVE, NORWALK, CT 06853-1628
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK
Jun 9, 2021	Quit Claim Deed, Transfer
Nov 20, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MOUNTAINONE BK
Nov 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 3, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Prior Sale	Jun 9, 2021 · Amount on File
Deed Book / Page	1937 / 29
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	May 9, 2023
Property Address	20 CLIFF RD, NANTUCKET, MA 02554-3644
Document Number	0001937-29
Book / Page	1937 / 29
Instrument Date	May 9, 2023
Instrument	827
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CONTENTMENT ISLAND RD, DARIEN, CT 06820-6210

Mortgage

Document Number	0000177009
Date	May 9, 2023
Instrument	177009

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Jun 9, 2021
Property Address	20 CLIFF RD, NANTUCKET, MA 02554-3644
Document Number	001830-224
Book / Page	1830 / 224
Instrument Date	May 19, 2021
Instrument	2417
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CLARKSON LN, VERO BEACH, FL 32963-3324

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Nov 20, 2019
Property Address	20 CLIFF RD, NANTUCKET, MA 02554-3644
Document Number	1721-65
Book / Page	001721 / 000065
Instrument Date	Nov 19, 2019
Instrument	163768
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,993.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1265 UNION ST NORTH MARSHFIELD MA 02059, NORTH MARSHFIELD, MA 02059

Mortgage

Document Number	1721-65
Date	Nov 20, 2019
Book Page	001721/000065
Instrument	3202

Lender

Name	MOUNTAINONE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

Mortgage

Document Number	163769,
Date	Nov 20, 2019
Instrument	163769

Lender

Name	MOUNTAINONE BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Nov 20, 2019
Property Address	20 CLIFF RD, NANTUCKET, MA 02554-3644
Document Number	1721-60
Book / Page	001721 / 000060
Instrument Date	Nov 19, 2019
Instrument	3201
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$11,992.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1265 UNION ST NORTH MARSHFIELD MA 02059, NORTH MARSHFIELD, MA 02059

April 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	NANTUCKET MA
Recording Date	Apr 3, 2018
Property Address	20 CLIFF RD, NANTUCKET, MA 02554-3644
Document Number	1640-132
Book / Page	001640 / 000132
Instrument Date	Mar 28, 2018
Instrument	969
Transaction Type	Foreclosure
Record Updated	Apr 24, 2018

Transaction

Amount	Amount on Record
Tax	$17,647.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 RIVER RIDGE DR NORWOOD MA 020625045, NORWOOD, MA 02062-5045

Tax Assessment & Valuation

The 2026 property tax bill for 20 Cliff Rd was $16,597, down 1.5% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,597.00 (-1.49%)	$5,319,700 (+3.56%) Land $2,526,700 Building $2,793,000	$6,800,956
2025	$16,848.00 (+5.56%)	$5,136,600 (+0.73%) Land $2,188,400 Building $2,948,200
2024	$15,961.00 (+16.18%)	$5,099,500 (+19.16%) Land $2,228,900 Building $2,870,600
2023	$13,738.00	$4,279,700 Land $2,123,000 Building $2,156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cliff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (1988–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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