Stafford County property record for 20 Clear Spring Ln, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,220 sqft · built 2015 |
| Lot Size | 0.183 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Mar 2019) |
| Tax Bill | $5,012 (2023) |
| Deeds & Mortgages | Dec 2019 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45U-1B-139 |
| Primary APN | 45U-1B-139 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,220 sqft Living Area |
| Basement Area | 1,540 sqft |
| Finished Basement | 1,183 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,002 sqft (0.183 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 49 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 52436 |
|---|---|
| Street Address | 20 CLEAR SPRING LN |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 139 SEC 1B 8000 SF SOUTHGATE SUBDIVISION PM130000139 |
| Legal Subdivision | SOUTHGATE SEC 1B |
| Legal Lot Number | 139 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | FALMOUTH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10304 |
20 Clear Spring Ln is owned and occupied by two individuals who bought it in March 2019.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Mar 8, 2019 | Warranty Deed, Transfer · VA Mortgage ATLANTIC COAST MTG |
| Sep 13, 2018 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on File |
| Deed Sale | Mar 8, 2019 · Amount on File |
| Prior Sale | Sep 13, 2018 · Amount on File |
| Deed Document Number | 190003238 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 20 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 190023683 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 CLEAR SPRING LN FREDERICKSBURG VA 224052696, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 190023683 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 23683 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Mar 8, 2019 |
| Property Address | 20 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 190003238 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 3238 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CLEAR SPRING LN FREDERICKSBURG VA 224052696, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 190003239 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 3239 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Sep 13, 2018 |
| Property Address | 20 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696 |
| Document Number | 180015490 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 15490 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $477.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 455 TAFT AVE GLEN ELLYN IL 601376202, GLEN ELLYN, IL 60137-6202 |
| Investor | Possibly a Property Investor |
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $596,800 Land $130,000 Building $466,800 | $596,800 Land $130,000 Building $466,800 | |
| 2023 | $5,012.00 | $530,400 Land $125,000 Building $405,400 | $530,400 Land $125,000 Building $405,400 |
| 2021 | $4,390.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Clear Spring Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Clear Spring Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures