19 Clear Spring Ln, Fredericksburg, VA 22405 Property Records

Stafford County property record for 19 Clear Spring Ln, Fredericksburg, VA 22405

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,184 sqft · built 2014
Lot Size0.184 acres (8,032 sqft)
Owner2 Individual Names on File
Last Sale$399,990 (Mar 2015)
Tax Bill$5,059 (2025)
Deeds & MortgagesJan 2021 Refinance
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN45U-1B-37

Property Details

APN / Parcel Number

Primary APN45U-1B-37
Alternative APN
  • 52406

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area3,184 sqft Living Area
Basement Area1,400 sqft
Finished Basement551 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Architectural StyleTraditional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,032 sqft (0.184 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck Area192 sqft
Patio Area192 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number52406
Street Address19 CLEAR SPRING LN
CityFREDERICKSBURG
StateVA
Zip22405-2696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1- SUBURB RES
Legal DescriptionLOT 37 SEC 1B 8032 SF SOUTHGATE SUBDIVISION PM130000139
Legal SubdivisionSOUTHGATE SEC 1B
Legal Lot Number37
JurisdictionSTAFFORD VA
Township / Civil DivisionFALMOUTH
Census Block Group2
Census Block2021
Census Tract10304

Owner

19 Clear Spring Ln is owned and occupied by two individuals who bought it in March 2015.

Source: Stafford County records, as of November 17, 2025

Owner of Record2 Individual Names on File
Mailing Address19 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Feb 14, 2020Deed of Trust, Mortgage · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2015 · Amount on File
Deed SaleMar 31, 2015 · Amount on File
Deed Document Number150004760
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address19 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210003071
DateJan 29, 2021
Instrument210003071
Lender
NameBANK OF AMERICA NA
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address19 CLEAR SPRING LN, FREDERICKSBURG, VA 22405-2696
Document Number200003555
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CLEAR SPRING LN FREDERICKSBURG VA 224052696, FREDERICKSBURG, VA 22405-2696

Mortgage

Document Number200003555
DateFeb 19, 2020
Instrument3555
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 18, 2050
Interest
Rate TypeFixed Rate
Rate2.88%

Tax Assessment & Valuation

The 2025 property tax bill for 19 Clear Spring Ln was $5,059.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,059.00$540,100 Land $130,000 Building $410,100$540,100 Land $130,000 Building $410,100
2023$4,546.00$481,100 Land $125,000 Building $356,100$481,100 Land $125,000 Building $356,100
2021$3,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Clear Spring Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Clear Spring Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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