Hennepin County property record for 20 Clay Cliffe Dr, Excelsior, MN 55331
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 6 bd · 6.25 ba · 6,508 sqft · built 1987 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $84,476 (Jul 2023) |
| Tax Bill | $17,257 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-117-23-12-0014 |
| Primary APN | 28-117-23-12-0014 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 6,508 sqft Living Area |
| Gross Area | 9,794 sqft |
| 1st Floor Area | 2,764 sqft |
| 2nd Floor Area | 3,744 sqft |
| Basement Area | 1,982 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 29,621 sqft (0.68 acres) |
| Lot Dimensions | 184 ft deep x 152 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,304 sqft |
| Porch | Open Porch |
| Deck Area | 284 sqft |
| Patio Area | 296 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 20 CLAY CLIFFE DR |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9509 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 006 BLOCK 003 T CLAY CLIFFE W 152X184X223X149 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 28 |
| Legal Quarter | 12 |
| Legal Subdivision | CLAY CLIFFE |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | TONKA BAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27501 |
Source: Hennepin County assessment roll, APN 28-117-23-12-0014, as of June 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2022 | Deed of Trust, Mortgage · Commercial Mortgage DNB NATIONAL BANK |
| Jul 20, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on Record |
| Deed Sale | Jul 20, 2023 · Amount on Record |
| Prior Sale | Jun 08, 2012 · Amount on Record |
| Deed Document Number | 20236025086 |
| Prior Transfer Date | Mar 12, 2009 |
| Prior Transfer Doc | 00T4949911 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Document Number | 0T05911228 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | T05911228 |
| Name | DNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CLEAR LAKE, SD 57226 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 10, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 20, 2023 |
| Property Address | 20 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Document Number | 00T6025086 |
| Instrument Date | Jul 20, 2023 |
| Instrument | T6025086 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
Source: Hennepin County assessment roll as of June 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Tonka Bay City |
| Unified School District | Minnetonka Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,257.00 (+3.09%) | $1,580,400 (-0.03%) Land $744,000 Building $836,400 | $1,580,400 (-0.03%) Land $744,000 Building $836,400 |
| 2024 | $16,740.00 (+7.97%) | $1,580,800 (+3.05%) Land $560,000 Building $1,020,800 | $1,580,800 (+3.05%) Land $560,000 Building $1,020,800 |
| 2023 | $15,504.00 | ||
| 2022 | $1,534,000 Land $514,000 Building $1,020,000 | $1,534,000 Land $514,000 Building $1,020,000 |
Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), as of December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1987–2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 120 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MN1270013, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Tonka Bay serves 1,442 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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