Hennepin County property record for 10 Clay Cliffe Dr, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.25 ba · 3,784 sqft · built 2000 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,062,000 (Dec 2013) |
| Tax Bill | $21,404 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-117-23-13-0025 |
| Primary APN | 28-117-23-13-0025 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,784 sqft Living Area |
| Gross Area | 6,268 sqft |
| 1st Floor Area | 2,022 sqft |
| 2nd Floor Area | 1,573 sqft |
| Basement Area | 1,415 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 36,155 sqft (0.83 acres) |
| Lot Dimensions | 16 ft deep x 24 ft wide |
| Terrain | Wooded |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 932 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 137 sqft |
| Deck Area | 338 sqft |
| Patio Area | 255 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 10 CLAY CLIFFE DR |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 007 BLOCK 003 T CLAY CLIFFE IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 28 |
| Legal Quarter | 13 |
| Legal Subdivision | CLAY CLIFFE |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | TONKA BAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27501 |
Source: Hennepin County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Line of Credit FIVE POINTS BANK OF HASTINGS |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BK |
| Dec 19, 2019 | Quit Claim Deed, Transfer HOMETOWN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2013 · Amount on Record |
| Deed Sale | Dec 27, 2013 · Amount on Record |
| Prior Sale | Jul 27, 2012 · Amount on Record |
| Deed Document Number | 20135142328 |
| Last Transfer Date | Dec 12, 2019 |
| Transfer Doc | 0005674364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 10 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Document Number | 0T05804138 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | T05804138 |
| Name | FIVE POINTS BANK OF HASTINGS |
|---|---|
| Type | Bank |
| Address | WACONIA, MN 55387 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 15, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 10 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Document Number | 0005674365 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10 CLAY CLIFFE DR EXCELSIOR MN 553319509, EXCELSIOR, MN 55331-9509 |
| Document Number | 0005674365 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 5674365 |
| Name | HOMETOWN BK |
|---|---|
| Type | Bank |
| Address | WACONIA, MN 55387 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 18, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 19, 2019 |
| Property Address | 10 CLAY CLIFFE DR, EXCELSIOR, MN 55331-9509 |
| Document Number | 0005674364 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 5674364 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | CARVER COUNTY ABSTRACT AND TITLE INC, CARVER CNTY ABS & TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 CLAY CLIFFE DR EXCELSIOR MN 553319509, EXCELSIOR, MN 55331-9509 |
| Document Number | 5674365 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 5674365 |
| Name | HOMETOWN BK |
|---|---|
| Type | Bank |
| Address | WACONIA, MN 55387 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Dec 18, 2039 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Tonka Bay City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,404.00 (+40.02%) | $1,680,200 (+28.26%) Land $651,000 Building $1,029,200 | $1,680,200 (+28.26%) Land $651,000 Building $1,029,200 |
| 2023 | $15,286.00 Homeowner's exemption | ||
| 2022 | $1,310,000 Land $449,000 Building $861,000 | $1,310,000 Land $449,000 Building $861,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1987–2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tonka Bay serves 1,442 people · EPA ID MN1270013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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