20 Clark St, Westerly, RI 02891 Property Records

Westerly Town property record for 20 Clark St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,366 sqft · built 1900
Lot Size	0.238 acres (10,356 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2005)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:86 B:91`

Property Details

APN / Parcel Number

Primary APN	`WEST M:86 B:91`
Alternative APNs	`M:086 B:91 L` `6040005`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,366 sqft Living Area
Gross Area	4,472 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,356 sqft (0.238 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6040005
Street Address	20 CLARK ST
City	WESTERLY
State	RI
Zip	02891-7126
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	91
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1027
Census Tract	50802

Owner

Source: Westerly Town records · APN WEST M:86 B:91

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 CLARK ST, WESTERLY, RI 02891-7126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2005 · Amount on Record
Deed Sale	May 31, 2005 · Amount on Record
Deed Book / Page	1411 / 175
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	20 CLARK ST, WESTERLY, RI 02891-7126
Document Number	2020-9662
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CLARK ST WESTERLY RI 028917126, WESTERLY, RI 02891-7126

Mortgage

Document Number	2020-9662
Date	Dec 30, 2020
Book Page	002020/029662
Instrument	6781

Lender

Name	ALLIED MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,552.00 (+10.9%)	$456,500 (+44.78%) Land $153,000 Building $303,500
2023	$3,203.00 (+0.57%)	$315,300 (-) Land $109,600 Building $205,700
2022	$3,185.00	$315,300 Land $109,600 Building $205,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force 5 of 9 on primary residences
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012, tidal / storm surge, Hurricane Sandy
Flood Events	Hurricane Sandy (Oct 2012), 3 claims Hurricane Bob (Aug 1991), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.