Westerly Town property record for 12 Clark St, Westerly, RI 02891 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,741 sqft · built 1920 |
| Lot Size | 0.388 acres (16,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Sep 2019) |
| Tax Bill | $2,863 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:86 B:89 |
| Primary APN | WEST M:86 B:89 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,741 sqft Living Area |
| Gross Area | 3,124 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,890 sqft (0.388 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7184673 |
|---|---|
| Street Address | 12 CLARK ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2102 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 89 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 50802 |
Source: Westerly Town records · APN WEST M:86 B:89
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 CLARK ST, WESTERLY, RI 02891-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI ATLANTIC HM LOANS |
| Sep 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage USAA FED'L SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on Record |
| Deed Sale | Sep 10, 2019 · Amount on Record |
| Prior Sale | Mar 01, 2005 · Amount on Record |
| Deed Document Number | 20193788 |
| Deed Book / Page | 2019 / 14935 |
| Last Transfer Date | Aug 02, 2023 |
| Transfer Doc | 2023-10104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Aug 03, 2023 |
| Property Address | 12 CLARK ST, WESTERLY, RI 02891-2102 |
| Document Number | 2023-10104 |
| Book / Page | 2023 / 10104 |
| Instrument Date | Aug 02, 2023 |
| Instrument | 2023-2517 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 CRANBERRY DR, HOPE, RI 02831-1738 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 12 CLARK ST, WESTERLY, RI 02891-2102 |
| Document Number | 2020-3156 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 CLARK ST WESTERLY RI 028912102, WESTERLY, RI 02891-2102 |
| Document Number | 2020-3156 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 002020/023156 |
| Instrument | 5280 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 10, 2019 |
| Property Address | 12 CLARK ST, WESTERLY, RI 02891-2102 |
| Document Number | 2019-4935 |
| Book / Page | 002019 / 014935 |
| Instrument Date | Sep 09, 2019 |
| Instrument | 3788 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 CLARK ST WESTERLY RI 028912102, WESTERLY, RI 02891-2102 |
| Document Number | 2019-4939 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 002019/014939 |
| Instrument | 3789 |
| Name | USAA FED'L SVGS BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 09, 2049 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,863.00 (+9.57%) | $368,000 (+43.08%) Land $147,200 Building $220,800 |
| 2023 | $2,613.00 (+0.58%) | $257,200 (-) Land $106,000 Building $151,200 |
| 2022 | $2,598.00 | $257,200 Land $106,000 Building $151,200 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Claims | 12 (1981–2012) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2012, tidal / storm surge, Hurricane Sandy |
| Named Events |
|
| Nearby Flood Policies | 9 in force 5 of 9 on primary residences |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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