Berks County property record for 20 Chestnut St, Reading, PA 19607
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $98,000 (Jun 1999) |
| Tax Bill | $39 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5326-06-47-0809 |
| Primary APN | 5326-06-47-0809 |
|---|---|
| Alternative APNs |
|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|---|
| View / Lot | Neighborhood |
| Account Number | 81004410 |
|---|---|
| Street Address | 20 CHESTNUT ST |
| City | BIRDSBORO |
| State | PA |
| Zip | 19508 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Subdivision | ST LAWRENCE TERRACE SEC #1 |
| Legal Block | 47 |
| Legal Lot Number | 24/25 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | ST. LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12101 |
Source: Berks County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3244 SAINT LAWRENCE AVE, READING, PA 19606-2339 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 1999 · Amount on Record |
| Deed Sale | Jun 29, 1999 · Amount on Record |
| Deed Book / Page | 3093 / 1896 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 21, 2026 |
| Property Address | 20 CHESTNUT ST, BIRDSBORO, PA 19508 |
| Document Number | 0000023636 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202623636 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000023636, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202623636 |
| Name | DIAMOND CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | St. Lawrence Borough |
| Unified School District | Exeter Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39.00 (+8.33%) | $2,200 (-) Land $2,200 | $2,200 (-) Land $2,200 |
| 2024 | $36.00 | $2,200 Land $2,200 | |
| 1994 | $2,200 Land $2,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1979–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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