110 Chestnut St, Reading, PA 19607 Property Records

Berks County property record for 110 Chestnut St, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,722 sqft · built 1941
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Nov 2025)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4395-12-77-6320`

Property Details

APN / Parcel Number

Primary APN	`4395-12-77-6320`
Alternative APNs	`77-4395-12-77-6320` `77010590` `010590`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,722 sqft
Family Room	Family Room

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	77010590
Street Address	110 CHESTNUT ST
City	READING
State	PA
Zip	19607-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BELLEVUE
Legal Block	77
Legal Lot Number	15-17
Jurisdiction	BERKS PA
Township / Civil Division	SHILLINGTON
Census Block Group	3
Census Block	3012
Census Tract	11400

Owner

110 Chestnut St is owned and occupied by two individuals who bought it in November 2025.

Source: Berks County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 CHESTNUT ST, READING, PA 19607-2722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Nov 12, 2025	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 18, 2019	Deed, Transfer · VA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Document Number	202535264
Prior Transfer Date	Jul 30, 2010
Prior Transfer Doc	0000043986
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	110 CHESTNUT ST, READING, PA 19607-2722
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CHESTNUT ST, READING, PA 19607-2722

Mortgage

Document Number	0000012439
Date	May 2, 2023
Instrument	2023012439

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2053

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 12, 2025
Property Address	110 CHESTNUT ST, READING, PA 19607-2722
Document Number	0000035264
Map Reference	MB 7 PG 7
Instrument Date	Nov 7, 2025
Instrument	2025035264
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,499.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CHESTNUT ST, READING, PA 19607-2722

Mortgage

Document Number	0000035265
Date	Nov 12, 2025
Instrument	2025035265

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 18, 2019
Property Address	110 CHESTNUT ST, READING, PA 19607-2722
Document Number	0000040204
Map Reference	MB 7 PG 7
Instrument Date	Nov 15, 2019
Instrument	2019040204
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	110 CHESTNUT ST, READING, PA 19607-2722

Mortgage

Document Number	0000040205
Date	Nov 18, 2019
Instrument	2019040205

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 110 Chestnut St was $2,017, up 4.3% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Shillington Borough
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,900 (-) Land $36,800 Building $88,100	$36,800 (-) Land $36,800
2025	$2,017.00 (+4.29%)	$124,900 (-) Land $36,800 Building $88,100	$36,800 Land $36,800
2024	$1,934.00	$124,900 Land $36,800 Building $88,100
1994			$124,900 Land $36,800 Building $88,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 110 Chestnut St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 110 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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