Niagara County and Lockport City property record for 20 Cherry St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1955 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,000 (Jan 2026) |
| Tax Bill | $5,762 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0841.000 |
| Primary APN | 1-0841.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 158 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1-0841.000 |
|---|---|
| Street Address | 20 CHERRY ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-4718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 42.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23800 |
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8453 EAST AVE, GASPORT, NY 14067-9223 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE COMMUNITY FCU |
| Jan 21, 2026 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HOUSING TRUST FUND CORPORATION HTFC |
| Aug 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AKRON |
| Aug 15, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AKRON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Apr 6, 2010 · Amount on Record |
| Deed Document Number | 20261039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 20 CHERRY ST, LOCKPORT, NY 14094-4718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8453 EAST AVE, GASPORT, NY 14067-9223 |
| Document Number | 0000001040 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026-01040 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14094 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 20 CHERRY ST, LOCKPORT, NY 14094-4718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 CHERRY ST, LOCKPORT, NY 14094-4718 |
| Document Number | 0000001041 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026-01041 |
| Name | HOUSING TRUST FUND CORPORATION HTFC |
|---|---|
| Address | ALBANY, NY 12207 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Aug 27, 2021 |
| Property Address | 20 CHERRY ST, LOCKPORT, NY 14094-4718 |
| Document Number | 0000008056 |
| Map Reference | MB 36 PG 3576 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021-18056 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $708.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 66 LINCOLNSHIRE DR, 66, LOCKPORT, NY 14094-5931 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 TRAYMORE ST, BUFFALO, NY 14216-2731 |
| Document Number | 0000008057 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021-18057 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 20 CHERRY ST, LOCKPORT, NY 14094-4718 |
| Document Number | 0000019997 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 20 CHERRY ST LOCKPORT NY 140944718, LOCKPORT, NY 14094-4718 |
| Document Number | 0000019997 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 19997 |
| Name | BANK OF AKRON |
|---|---|
| Type | Bank |
| Address | CLARENCE, NY 14031 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 20 CHERRY ST, LOCKPORT, NY 14094-4718 |
| Document Number | 0000014572 |
| Instrument Date | Aug 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Name | Verified Name |
|---|---|
| Address | 20 CHERRY ST LOCKPORT NY 140944718, LOCKPORT, NY 14094-4718 |
| Document Number | 0000014572 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 14572 |
| Name | BANK OF AKRON |
|---|---|
| Type | Bank |
| Address | AKRON, NY 14001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,762.00 | $233,000 (+17.68%) Land $13,500 Building $219,500 | $233,000 (+17.68%) Land $13,500 Building $219,500 |
| 2023 | $198,000 Land $13,500 Building $184,500 | $198,000 Land $13,500 Building $184,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures