18 Cherry St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 18 Cherry St, Lockport, NY 14094

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,040 sqft · built 1955
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Nov 2023)
Tax Bill$6,586 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1-0840.000

Property Details

APN / Parcel Number

Primary APN1-0840.000
Alternative APNs
  • 09001090730001043000
  • 290900 109.73-1-43

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions158 ft deep x 65 ft wide
Garage TypeDetached
Garage Area357 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area270 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1-0840.000
Street Address18 CHERRY ST
CityLOCKPORT
StateNY
Zip14094-4718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionCHERRY STREET
Legal Block1
Legal Lot Number43.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group2
Census Block2000
Census Tract23800

Owner

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18 CHERRY ST, LOCKPORT, NY 14094-4718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 18, 2019Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2023 · Amount on Record
Deed SaleNov 2, 2023 · Amount on Record
Prior SaleNov 18, 2019 · Amount on Record
Deed Document Number202317015
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateNov 2, 2023
Property Address18 CHERRY ST, LOCKPORT, NY 14094-4718
Document Number0000007015
Map ReferenceMB 36 PG 3576
Instrument DateNov 1, 2023
Instrument2023-17015
Transaction TypeTransfer
Record UpdatedNov 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 CHERRY ST, LOCKPORT, NY 14094-4718

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 COMMODORE AVE, TONAWANDA, NY 14150-8004

Mortgage

Document Number0000007016
DateNov 2, 2023
Instrument2023-17016
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address18 CHERRY ST, LOCKPORT, NY 14094-4718
Document Number0000019464
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address370A VILLAGE II DR HILTON NY 144681550, HILTON, NY 14468-1550

Mortgage

Document Number0000019464
DateNov 18, 2019
Instrument19464
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

Tax Assessment & Valuation

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityLockport City
Unified School DistrictLockport City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,586.00 (+7.7%)
2025$6,115.00$248,000 (+75.89%) Land $13,000 Building $235,000$248,000 (+75.89%) Land $13,000 Building $235,000
2023$141,000 (+11.9%) Land $13,000 Building $128,000$141,000 (+11.9%) Land $13,000 Building $128,000
2022$126,000 Land $13,000 Building $113,000$126,000 Land $13,000 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT CITY WTP
serves 21,165 people · EPA ID NY3100564
Water SourceSurface water
Last State InspectionMay 2024
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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