20 Cherry Creek Dr, Libby, MT 59923 Property Records

Lincoln County property record for 20 Cherry Creek Dr, Libby, MT 59923

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,244 sqft · built 1968
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on File
Tax Bill	$1,943 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Mortgage + 2 more
APN	`R5610665`

Property Details

APN / Parcel Number

Primary APN	`R5610665`
Alternative APNs	`56-4175-26-3-13-01-0000` `0000009755`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	34,412 sqft (0.789 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	186 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000009755
Street Address	20 CHERRY CREEK DR
City	LIBBY
State	MT
Zip	59923-7847
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	GRANITE PARK, S26, T30 N, R31 W, BLOCK 1, LOT 1, ACRES 0.79
Legal Subdivision	GRANITE PARK
Legal Block	1
Legal Lot Number	1
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3031
Census Tract	100

Owner

Source: Lincoln County assessment roll, as of December 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20 CHERRY CREEK DR, LIBBY, MT 59923-7847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 21, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 23, 2018	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2021
Deed Sale	Oct 28, 2021
Prior Sale	Apr 23, 2018
Deed Document Number	296934
Deed Book / Page	393 / 287
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Oct 28, 2021
Property Address	20 CHERRY CREEK DR, LIBBY, MT 59923-7847
Document Number	393/287
Book / Page	393 / 287
Map Reference	PL 2397
Instrument Date	Oct 19, 2021
Instrument	296934
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3425 HAWTHORNE ST, HOPE MILLS, NC 28348-1646

Mortgage

Document Number	296935
Date	Oct 28, 2021
Instrument	296935

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	20 CHERRY CREEK DR, LIBBY, MT 59923-7847
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	391/629
Date	Aug 11, 2021
Book Page	391/629
Instrument	295195

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	20 CHERRY CREEK DR, LIBBY, MT 59923-7847
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	376/282
Date	Mar 21, 2019
Book Page	376/282
Instrument	278750

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Apr 23, 2018
Property Address	20 CHERRY CREEK DR, LIBBY, MT 59923-7847
Document Number	371/913
Book / Page	371 / 913
Map Reference	PL 2397
Instrument Date	Apr 23, 2018
Instrument	273869
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 CHERRY CREEK DR, 20, LIBBY, MT 59923-7847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 MANOR DR, LIBBY, MT 59923-9363

Mortgage

Document Number	273870
Date	Apr 23, 2018
Instrument	273870

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,943.00	$277,300	$277,300 Land $39,555 Building $237,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams
Claims by Event	Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Inland Cellular, Ziply Fiber.

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