198 Cherry Creek Dr, Libby, MT 59923 Property Records

Lincoln County property record for 198 Cherry Creek Dr, Libby, MT 59923

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,369 sqft · built 1966
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,400 (Sep 2019)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2019 Mortgage
APN	`R569768`

Property Details

APN / Parcel Number

Primary APN	`R569768`
Alternative APNs	`56-4175-26-3-13-07-0000` `0000008893`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	1,036 sqft
Attic	Attic
Attic Area	333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	344 sqft
Deck Area	253 sqft
Shed	1 Shed
Shed Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000008893
Street Address	198 CHERRY CREEK DR
City	LIBBY
State	MT
Zip	59923-7848
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	GRANITE PARK, S26, T30 N, R31 W, BLOCK 001, ACRES 0.62, LOT 7 BLK 1
Legal Range	31W
Legal Township	30N
Legal Section	26
Legal Subdivision	GRANITE PARK
Legal Block	1
Legal Lot Number	7
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3031
Census Tract	100

Owner

Source: Lincoln County records, as of September 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 CHERRY CREEK DR, LIBBY, MT 59923-7848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 16, 2019	Warranty Deed, Transfer · FHA Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Mar 16, 2016 · Amount on Record
Deed Document Number	2019281674
Deed Book / Page	378 / 958
Prior Transfer Date	Aug 10, 2006
Prior Transfer Doc	306/606
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	198 CHERRY CREEK DR, LIBBY, MT 59923-7848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	383/864
Date	Aug 5, 2020
Book Page	383/864
Instrument	286964

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Sep 16, 2019
Property Address	198 CHERRY CREEK DR, LIBBY, MT 59923-7848
Document Number	378/958
Book / Page	378 / 958
Instrument Date	Sep 13, 2019
Instrument	281674
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL CO OF MT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	198 CHERRY CREEK DR, LIBBY, MT 59923-7848

Mortgage

Document Number	281675
Date	Sep 16, 2019
Instrument	281675

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 19, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,242.00 (-40.37%)	$394,500 (+32.69%)	$394,500 (+32.69%) Land $56,006 Building $338,494
2023	$2,083.00	$297,300	$297,300 Land $38,790 Building $258,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams
Claims by Event	Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Inland Cellular, Ziply Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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