Clay County property record for 20 Cherokee Dr, Clay, WV 25043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1916 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $308 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-24E-0012.0000 |
| Primary APN | 03-24E-0012.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Terrain | Steep |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 20 CHEROKEE DR |
|---|---|
| City | CLAY |
| State | WV |
| Zip | 25043-8408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 21-22 REED ADDN SUR |
| Legal Subdivision | REED ADD |
| Legal Lot Number | 21,22 |
| Jurisdiction | CLAY WV |
| Township / Civil Division | B |
| Census Block Group | 2 |
| Census Block | 2108 |
| Census Tract | 958000 |
20 Cherokee Dr, a single family home, is owned by an individual.
Source: Clay County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 JUPITER DR, ELKVIEW, WV 25071-8008 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20 Cherokee Dr was $308, up 33.3% from the year before.
Source: Clay County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308.00 (+33.33%) | $16,380 (+35.82%) Land $4,620 Building $11,760 | $27,300 (+35.82%) Land $7,700 Building $19,600 |
| 2025 | $231.00 | $12,060 Land $3,240 Building $8,820 | $20,100 Land $5,400 Building $14,700 |
| 2023 | $139.00 | $9,960 Land $2,880 Building $7,080 | $16,600 Land $4,800 Building $11,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Cherokee Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2003–2021) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Cherokee Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY WATER DEPT serves 1,232 people · EPA ID WV3300801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity resolved · Feb 2025 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Sep 2022 |
| Monitoring and Reporting | 79 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Optimum.
4G LTE (outdoors only), no 5G reported
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