Clay County property record for 178 Cherokee Dr, Clay, WV 25043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1988 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $211 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-24E-0007.0001 |
| Primary APN | 03-24E-0007.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,663 sqft (0.13 acres) |
| Terrain | Rolling |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 178 CHEROKEE DR |
|---|---|
| City | CLAY |
| State | WV |
| Zip | 25043-8428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 23 REED ADDN SUR |
| Legal Subdivision | REED ADD |
| Legal Lot Number | 23 |
| Jurisdiction | CLAY WV |
| Township / Civil Division | B |
| Census Block Group | 2 |
| Census Block | 2108 |
| Census Tract | 958000 |
178 Cherokee Dr is owned and occupied by an individual.
Source: Clay County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 CHEROKEE DR, CLAY, WV 25043-8428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 178 Cherokee Dr was $211, up 31.9% from the year before.
Source: Clay County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211.00 (+31.88%) | $22,380 (+33.69%) Land $1,500 Building $20,880 | $37,300 (+33.69%) Land $2,500 Building $34,800 |
| 2025 | $160.00 | $16,740 Land $1,080 Building $15,660 | $27,900 Land $1,800 Building $26,100 |
| 2023 | $94.00 | $13,500 Land $960 Building $12,540 | $22,500 Land $1,600 Building $20,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Cherokee Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2003–2021) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Cherokee Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY WATER DEPT serves 1,232 people · EPA ID WV3300801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity resolved · Feb 2025 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Sep 2022 |
| Monitoring and Reporting | 79 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Optimum.
4G LTE (outdoors only), no 5G reported
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