20 Central Ave, Athens, OH 45701 Property Records

Athens County property record for 20 Central Ave, Athens, OH 45701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1954
Lot Size	0.148 acres (6,460 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (May 2025)
Tax Bill	$5,238 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A02-80200045-00`

Property Details

APN / Parcel Number

Primary APN	`A02-80200045-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,460 sqft (0.148 acres)
Lot Dimensions	95 ft deep x 68 ft wide
Garage Type	Mixed
Garage Area	242 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 CENTRAL AVE
City	ATHENS
State	OH
Zip	45701-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-09-00 IL 427 M-19 EXC 47.5' X 68' E END
Legal Subdivision	CAMP WOOL ADDITION
Jurisdiction	ATHENS OH
Township / Civil Division	ATHENS
Census Block Group	4
Census Block	4019
Census Tract	972900

Owner

20 Central Ave is owned and occupied by an individual who bought it in May 2025.

Source: Athens County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	20 CENTRAL AVE, ATHENS, OH 45701-1501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 21, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Prior Sale	Apr 24, 2023 · Amount on File
Deed Document Number	20252049
Deed Book / Page	624 / 1438
Prior Transfer Date	Nov 27, 2019
Prior Transfer Doc	00563/1328
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ATHENS OH
Recording Date	Apr 24, 2023
Property Address	20 CENTRAL AVE, ATHENS, OH 45701-1501
Document Number	00604/1589
Book / Page	604 / 1589
Map Reference	VOL 171 PG 337
Instrument Date	Apr 19, 2023
Instrument	202300001607
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	VAN HORN TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CENTRAL AVE, ATHENS, OH 45701-1501

Mortgage

Document Number	202300001608
Date	Apr 24, 2023
Instrument	202300001608

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	00604/2139
Date	Apr 28, 2023
Book Page	604/2139
Instrument	202300001707

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

January 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ATHENS OH
Recording Date	Jan 21, 2020
Property Address	20 CENTRAL AVE, ATHENS, OH 45701-1501
Document Number	00563/1328
Book / Page	563 / 1328
Map Reference	VOL 171 PG 337
Instrument Date	Nov 27, 2019
Instrument	202000000330
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 CENTRAL AVE, 20, ATHENS, OH 45701-1501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6 W HILLS DR, ATHENS, OH 45701-2254

Tax Assessment & Valuation

The 2025 property tax bill for 20 Central Ave was $5,238 with a homeowner's exemption.

Source: Athens County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Athens County
County Subdivision	Athens Township
Municipality	Athens City
Unified School District	Athens City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,238.00	$55,730 Land $8,780 Building $46,950
2024			$159,220 (-) Land $25,090 Building $134,130
2023	$5,076.00 (+167.16%) Homeowner's exemption	$55,730 (+22.59%) Land $8,780 Building $46,950	$159,220 Land $25,090 Building $134,130
2022	$1,900.00 Homeowner's exemption	$45,460 Land $8,780 Building $36,680
2020			$129,880 Land $25,090 Building $104,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Central Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	5 (2005)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS PWS private · serves 32,725 people · EPA ID OH0500212
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures