20 Cedar St, Centerbrook, CT 06409 Property Records

Essex Town property record for 20 Cedar St, Centerbrook, CT 06409 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,138 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Sep 2004)
Tax Bill	$6,334 (2025)
Deeds & Mortgages	Apr 2022 Refinance Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ESSE M:43 B:072`

Property Details

APN / Parcel Number

Primary APN	`ESSE M:43 B:072`
Alternative APNs	`ESSX M:43 B:072` `00270600` `270600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,138 sqft Living Area
Gross Area	3,786 sqft
Basement Area	686 sqft
Unfinished Basement	686 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	270600
Street Address	20 CEDAR ST
City	CENTERBROOK
State	CT
Zip	06409-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	72
Jurisdiction	ESSEX CT
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2001
Census Tract	630101

Owner

Source: Essex Town records · APN ESSE M:43 B:072

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 CEDAR ST, CENTERBROOK, CT 06409-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Nov 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2004 · Amount on Record
Deed Sale	Sep 07, 2004 · Amount on Record
Deed Book / Page	237 / 374
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX CT
Property Address	20 CEDAR ST, CENTERBROOK, CT 06409-1023
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000348-689
Date	Apr 29, 2022
Book Page	348/689

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX CT
Property Address	20 CEDAR ST, CENTERBROOK, CT 06409-1023
Document Number	338-991
Instrument Date	Nov 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 05, 2021
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CEDAR ST CENTERBROOK CT 064091023, CENTERBROOK, CT 06409-1023

Mortgage

Document Number	338-991
Date	Dec 16, 2020
Book Page	000338/000991

Lender

Name	WEBSTER BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2035

Tax Assessment & Valuation

Source: Essex Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Essex Town
Elementary School District	Essex School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,334.00	$340,000 (+36.77%) Land $68,800 Building $271,200	$238,000 Land $48,160 Building $189,840
2024	$6,334.00 (+12.78%)
2023	$5,616.00 (-0.27%)	$248,600 (-) Land $64,300 Building $184,300
2022	$5,631.00	$248,600 Land $64,300 Building $184,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09007C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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