Essex Town property record for 10 Cedar St, Centerbrook, CT 06409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,471 sqft · built 1992 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jul 2016) |
| Tax Bill | $5,317 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Apr 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ESSE M:43 B:077 |
| Primary APN | ESSE M:43 B:077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,471 sqft Living Area |
| Gross Area | 3,114 sqft |
| Basement Area | 1,010 sqft |
| Unfinished Basement | 1,010 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 146700 |
|---|---|
| Street Address | 10 CEDAR ST |
| City | CENTERBROOK |
| State | CT |
| Zip | 06409-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 77 |
| Jurisdiction | ESSEX CT |
| Township / Civil Division | ESSEX |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 630101 |
Source: Essex Town records · APN ESSE M:43 B:077
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 CEDAR ST, CENTERBROOK, CT 06409-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance GUILFORD SAVINGS BANK |
| Apr 23, 2018 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUILFORD SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2016 · Amount on Record |
| Deed Sale | Jul 15, 2016 · Amount on Record |
| Prior Sale | Jul 21, 2015 · Amount on Record |
| Deed Book / Page | 314 / 872 |
| Transfer Doc | 000309-785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX CT |
| Property Address | 10 CEDAR ST, CENTERBROOK, CT 06409-1023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000354-360 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 354/360 |
| Name | GUILFORD SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX CT |
| Property Address | 10 CEDAR ST, CENTERBROOK, CT 06409-1023 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 323-914 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 323/914 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX CT |
| Property Address | 10 CEDAR ST, CENTERBROOK, CT 06409-1023 |
| Document Number | 338-191 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 10 CEDAR ST CENTERBROOK CT 064091023, CENTERBROOK, CT 06409-1023 |
| Document Number | 338-191 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 000338/000191 |
| Name | GUILFORD SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
Source: Essex Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Essex Town |
| Elementary School District | Essex School District (PK - 06) |
| Secondary School District | Regional School District 04 (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,317.00 | $285,400 (+47.34%) Land $68,500 Building $216,900 | $199,780 Land $47,950 Building $151,830 |
| 2024 | $5,317.00 (+21.5%) | ||
| 2023 | $4,376.00 (-0.25%) | $193,700 (-) Land $63,900 Building $129,800 | |
| 2022 | $4,387.00 | $193,700 Land $63,900 Building $129,800 |
Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 132 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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