Somerset County and Bernards Township property record for 20 Cedar St, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,401 sqft · built 1934 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $223,500 (Jun 1995) |
| Tax Bill | $10,035 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01803-0000-00004 |
| Primary APN | 02-01803-0000-00004 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,401 sqft Living Area |
| 1st Floor Area | 1,401 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200085000000004 |
|---|---|
| Street Address | 20 CEDAR ST |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Subdivision | DIKEMAN HILL SEC 01 |
| Legal Block | 1803 |
| Legal Lot Number | 4 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CEDAR ST, BASKING RIDGE, NJ 07920-1425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Dec 20, 2016 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 1995 · Amount on Record |
| Deed Sale | Jun 22, 1995 · Amount on Record |
| Deed Book / Page | 2013 / 850 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 20 CEDAR ST, BASKING RIDGE, NJ 07920-1425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007638 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 7426/562 |
| Instrument | 2022007638 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 20 CEDAR ST, BASKING RIDGE, NJ 07920-1425 |
| Document Number | 0000009848 |
| Book / Page | 006945 / 003736 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 CEDAR ST BASKING RIDGE NJ 079201425, BASKING RIDGE, NJ 07920-1425 |
| Document Number | 0000009848 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 006945/003736 |
| Instrument | 9848 |
| Name | LENDERFI |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 7, 2037 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $677,900 (+14.03%) Land $431,800 Building $246,100 | $677,900 (+14.03%) Land $431,800 Building $246,100 | |
| 2025 | $10,035.00 (+6.76%) | $594,500 (+19.28%) Land $411,800 Building $182,700 | $594,500 (+19.28%) Land $411,800 Building $182,700 |
| 2024 | $9,400.00 (-3.72%) | ||
| 2023 | $498,400 Land $366,800 Building $131,600 | $498,400 Land $366,800 Building $131,600 | |
| 2022 | $9,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1999–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures