Somerset County and Bernards Township property record for 11 Cedar St, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 3,206 sqft · built 1954 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,700,000 (Aug 2026) |
| Tax Bill | $20,688 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01802-0000-00015 |
| Primary APN | 02-01802-0000-00015 |
|---|---|
| Alternative APN |
|
| Total Rooms | 8 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 3,206 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200082000000015 |
|---|---|
| Street Address | 11 CEDAR ST |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | ADDITIONAL LOTS: 68 16 |
| Legal Block | 1802 |
| Legal Lot Number | 15 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 CEDAR ST, BASKING RIDGE, NJ 07920-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed, Transfer · Conventional Mortgage AFFINITY FEDERAL CREDIT UNION |
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 27, 2020 | Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on Record |
| Deed Sale | Aug 18, 2026 · Amount on Record |
| Prior Sale | Nov 4, 2020 · Amount on Record |
| Deed Document Number | 202623560 |
| Deed Book / Page | 7698 / 1718 |
| Prior Transfer Date | Nov 8, 2006 |
| Prior Transfer Doc | 5968000312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 18, 2026 |
| Property Address | 11 CEDAR ST, BASKING RIDGE, NJ 07920-1406 |
| Document Number | 0000023560 |
| Book / Page | 7698 / 1718 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202623560 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | REALSAFE TITLE LLC, REALSAFE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $171,700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CEDAR ST, BASKING RIDGE, NJ 07920-1406 |
| Document Number | 0000023561, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 202623561 |
| Name | AFFINITY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 11 CEDAR ST, BASKING RIDGE, NJ 07920-1406 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000065801 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 7399/2261 |
| Instrument | 2021065801 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jan 27, 2020 |
| Property Address | 11 CEDAR ST, BASKING RIDGE, NJ 07920-1406 |
| Document Number | 0000003892 |
| Book / Page | 7184 / 3816 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 2020003892 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | CORTES & HAY TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 DEAN RD, 90, MENDHAM, NJ 07945-1623 |
| Name | Verified Name |
|---|---|
| Address | 11 CEDAR STREET, BERNARDS, NJ |
| Document Number | 0000003893 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 2020003893 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,295,800 (+5.73%) Land $436,000 Building $859,800 | $1,295,800 (+5.73%) Land $436,000 Building $859,800 | |
| 2025 | $20,688.00 (+4.2%) | $1,225,600 (+19.76%) Land $416,000 Building $809,600 | $1,225,600 (+19.76%) Land $416,000 Building $809,600 |
| 2024 | $19,855.00 (+2.15%) | ||
| 2023 | $1,023,400 Land $371,000 Building $652,400 | $1,023,400 Land $371,000 Building $652,400 | |
| 2022 | $19,438.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1999–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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