Franklin County property record for 20 Cascade Dr, Winchester, TN 37398
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 3,142 sqft · built 2021 |
| Lot Size | 0.469 acres (20,416 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $31,900 (Mar 2021) |
| Tax Bill | $3,528 (2022) |
| Deeds & Mortgages | Feb 2026 Line of Credit May 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026055C A 00500 |
| Primary APN | 026055C A 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,142 sqft Living Area |
| 1st Floor Area | 2,574 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,416 sqft (0.469 acres) |
| Lot Dimensions | 116 ft deep x 176 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 1,006 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Patio Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 CASCADE DR |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-4714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: W01 |
| Legal Subdivision | STONE FIELD HEIGHTS PH I |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960402 |
20 Cascade Dr is owned by two individuals who bought it in March 2021.
Source: Franklin County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4921 GENERAL EISENHOWER DR, MURFREESBORO, TN 37129-1687 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK |
| May 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITIZENS TRI-COUNTY BANK |
| Mar 17, 2021 | Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on File |
| Deed Sale | Mar 17, 2021 · Amount on File |
| Prior Sale | Oct 31, 1978 |
| Deed Document Number | 20212447 |
| Deed Book / Page | 452 / 656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 20 CASCADE DR, WINCHESTER, TN 37398-4714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 CASCADE DR, WINCHESTER, TN 37398-4714 |
| Document Number | 0026000851 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | T1604/461 |
| Instrument | 26000851 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | 2030 DECHERD BLVD, DECHERD, TN 37324 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 20 CASCADE DR, WINCHESTER, TN 37398-4714 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4921 GENERAL EISENHOWER DR, MURFREESBORO, TN 37129-1687 |
| Document Number | 0021004073 |
|---|---|
| Date | May 5, 2021 |
| Book Page | T1386/370 |
| Instrument | 21004073 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DECHERD, TN 37324 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 4, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Mar 17, 2021 |
| Property Address | 20 CASCADE DR, WINCHESTER, TN 37398-4714 |
| Document Number | 0021002447 |
| Book / Page | D0452 / 656 |
| Map Reference | ENV 449B |
| Instrument Date | Mar 16, 2021 |
| Instrument | 21002447 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $118.03 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4921 GENERAL EISENHOWER DR, MURFREESBORO, TN 37129-1687 |
Source: Franklin County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Winchester City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139,950 Land $15,000 Building $124,950 | ||
| 2023 | $139,950 Land $15,000 Building $124,950 | ||
| 2022 | $3,528.00 | $559,800 Land $60,000 Building $499,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Cascade Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Cascade Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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