20 Cardinal Dr, Buffalo, NY 14221 Property Records

Erie County and Amherst Town property record for 20 Cardinal Dr, Buffalo, NY 14221

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,966 sqft · built 1959
Lot Size	0.359 acres (15,600 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jan 2006)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142289 56.17-3-16`

Property Details

APN / Parcel Number

Primary APN	`142289 56.17-3-16`
Alternative APN	`22890561700003016000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,966 sqft Living Area
1st Floor Area	1,545 sqft
Basement Area	421 sqft
Finished Basement	421 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	15,600 sqft (0.359 acres)
Lot Dimensions	200 ft deep x 78.4 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	668 sqft
Porch	Slab
Porch Area	400 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 CARDINAL DR
City	BUFFALO
State	NY
Zip	14221-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2103 115 54 12 7
Legal Subdivision	HOLALND LAND COMPANYS SURVEY
Legal Block	3
Legal Lot Number	16.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1006
Census Tract	9104

Owner

Source: Erie County and Amherst Town records · APN 142289 56.17-3-16

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 CARDINAL DR, BUFFALO, NY 14221-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2006 · Amount on Record
Deed Sale	Jan 31, 2006 · Amount on Record
Prior Sale	Apr 30, 1997 · Amount on Record
Deed Document Number	200624208
Deed Book / Page	11108 / 8168
Record Updated	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	20 CARDINAL DR, WILLIAMSVILLE, NY 14221-3428
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138540227
Date	May 02, 2018
Book Page	13854/0227
Instrument	2018085068

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	29825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 21, 2048

Tax Assessment & Valuation

Source: Erie County and Amherst Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Williamsville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,756.00 (-51.72%)	$357,000 (-) Land $67,800 Building $289,200	$360,600 (+1.01%) Land $68,484 Building $292,116
2024	$7,779.00 (+31.05%)	$357,000 (+7%) Land $67,800 Building $289,200	$357,000 (+5.4%) Land $67,800 Building $289,200
2023		$210,000 Land $53,800 Building $156,200	$338,710 Land $86,774 Building $251,936
2019	$5,936.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), as of November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290091041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1986)
Most Recent Claim	May 1986 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Based on FCC filings for 426 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY1400399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ECWA AMHERST serves 92,697 people
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.