15 Cardinal Dr, Buffalo, NY 14221 Property Records

Erie County and Amherst Town property record for 15 Cardinal Dr, Buffalo, NY 14221

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,924 sqft · built 1960
Lot Size0.345 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Oct 2017)
Tax Bill$8,418 (2026)
Deeds & MortgagesSep 2020 Mortgage
Oct 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN142289 56.17-7-4

Property Details

APN / Parcel Number

Primary APN142289 56.17-7-4
Alternative APN
  • 22890561700007004000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,924 sqft Living Area
1st Floor Area1,096 sqft
2nd Floor Area828 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area15,000 sqft (0.345 acres)
Lot Dimensions200 ft deep x 75.4 ft wide
Garage TypeAttached
Garage Area414 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address15 CARDINAL DR
CityBUFFALO
StateNY
Zip14221-3429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2103 113
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block7
Legal Lot Number4.000
JurisdictionERIE NY
Township / Civil DivisionAMHERST
Census Block Group1
Census Block1007
Census Tract9104

Owner

Source: Erie County and Amherst Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address15 CARDINAL DR, BUFFALO, NY 14221-3429
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
KEY BANK NA
Oct 27, 2017Grant Deed, Transfer
Aug 3, 2017Deed of Trust, Mortgage · Line of Credit
EVANS BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2017 · Amount on Record
Deed SaleOct 27, 2017 · Amount on Record
Deed Document Number2017218844
Deed Book / Page11320 / 8198
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address15 CARDINAL DR, WILLIAMSVILLE, NY 14221-3429
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CARDINAL DR, WILLIAMSVILLE, NY 14221-3429

Mortgage

Document Number0139560697
DateSep 17, 2020
Book Page13956/697
Instrument2020154584
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2035

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionERIE NY
Recording DateOct 27, 2017
Property Address15 CARDINAL DR, WILLIAMSVILLE, NY 14221-3429
Document Number0113208198
Book / Page011320 / 008198
Instrument DateOct 27, 2017
Transaction TypeTransfer
Record UpdatedDec 12, 2017

Transaction

AmountAmount Recorded
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address473 BRIGHTON WOODS DR MOORE SC 293699649, MOORE, SC 29369-9649

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address15 CARDINAL DR, WILLIAMSVILLE, NY 14221-3429
Document Number0138225676
Book / Page013822 / 005676
Instrument DateAug 3, 2017
Transaction TypeMortgage
Record UpdatedSep 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CARDINAL DR WILLIAMSVILLE NY 142213429, WILLIAMSVILLE, NY 14221-3429

Mortgage

Document Number0138225676
DateAug 11, 2017
Book Page013822/005676
Lender
NameEVANS BK NA
TypeBank
AddressHAMBURG, NY 14075
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 10, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionAmherst Town
Unified School DistrictWilliamsville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,418.00 (+125.87%)
2025$3,727.00 (-53.71%)$395,000 (-) Land $67,400 Building $327,600$399,000 (+1.01%) Land $68,083 Building $330,917
2024$8,052.00 (+22.56%)$395,000 (+80.37%) Land $67,400 Building $327,600$395,000 (+11.83%) Land $67,400 Building $327,600
2023$219,000 Land $53,400 Building $165,600$353,226 Land $86,129 Building $267,097
2019$6,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1986)
Most Recent ClaimMay 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA AMHERST
serves 92,697 people · EPA ID NY1400399
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

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