Orange County property record for 20 Broad St, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.25 ba · 3,234 sqft · built 2009 |
| Lot Size | 0.346 acres (15,053 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Jul 2015) |
| Tax Bill | $2,006 (2025) |
| Deeds & Mortgages | Aug 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-22-27-7824-00-540 |
| Primary APN | 23-22-27-7824-00-540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,234 sqft Living Area |
| Gross Area | 3,414 sqft |
| 1st Floor Area | 1,617 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,053 sqft (0.346 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Storage Building | 600 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 20 BROAD ST |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-3904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SCHENLEY PARK K/34 LOTS 54 & 55 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | SCHENLEY PARK |
| Legal Tract | 7824 |
| Legal Lot Number | 54,55 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 17302 |
20 Broad St is owned and occupied by two individuals who bought it in July 2015.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 BROAD ST, WINTER GARDEN, FL 34787-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2015 · Amount on File |
| Deed Sale | Jul 7, 2015 · Amount on File |
| Prior Sale | May 8, 2012 · Amount on File |
| Deed Document Number | 2015346377 |
| Deed Book / Page | 10947 / 789 |
| Prior Transfer Date | May 22, 2009 |
| Prior Transfer Doc | 0000316363 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 20 BROAD ST, WINTER GARDEN, FL 34787-3904 |
| Document Number | 0000522814 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 BROAD ST WINTER GARDEN FL 347873904, WINTER GARDEN, FL 34787-3904 |
| Document Number | 0000522814 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 522814 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2048 |
| Rate | 3.87% |
|---|
The 2025 property tax bill for 20 Broad St was $2,006, up 5.5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,123 (+2.7%) | $423,989 (-0.81%) Land $195,689 Building $228,300 | |
| 2025 | $2,006.00 (+5.52%) Homeowner's exemption | $163,703 | $427,459 Land $195,689 Building $231,770 |
| 2024 | $1,901.00 (+4.34%) | ||
| 2023 | $1,822.00 (+3.7%) Homeowner's exemption | $154,455 (+3%) | $385,741 (+24.83%) Land $180,636 Building $205,105 |
| 2022 | $1,757.00 Homeowner's exemption | $149,956 | $309,019 Land $135,477 Building $173,542 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Broad St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Broad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
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