20 Boyden St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 20 Boyden St, Worcester, MA 01610

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,456 sqft · built 2001
Lot Size	0.203 acres (8,856 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Sep 2021)
Tax Bill	$5,602 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-010-00038`

Property Details

APN / Parcel Number

Primary APN	`26-010-00038`
Alternative APN	`WORC M:26 B:010 L:00038`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	3,120 sqft
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,856 sqft (0.203 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	26-010-00038
Street Address	20 BOYDEN ST
City	WORCESTER
State	MA
Zip	01610-2932
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RL-7
Legal Subdivision	WORCESTER
Legal Block	10
Legal Lot Number	38
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4005
Census Tract	732901

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	73 LIBERTY CIR, HOLDEN, MA 01520-2225
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WORKERS CU
Aug 24, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance WORKERS CU
Aug 24, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance WORKERS CU
Feb 1, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Feb 1, 2018 · Amount on Record
Deed Book / Page	65994 / 183
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 3, 2021
Property Address	20 BOYDEN ST, WORCESTER, MA 01610-2932
Document Number	65994-183
Book / Page	65994 / 183
Instrument Date	Sep 3, 2021
Instrument	124847
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 LIBERTY CIR, HOLDEN, MA 01520-2225
Investor	Possibly a Property Investor

Mortgage

Document Number	124848
Date	Sep 3, 2021
Instrument	124848

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	065896-381
Date	Aug 24, 2021
Book Page	65896/381
Instrument	118302

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 24, 2021
Property Address	20 BOYDEN ST, WORCESTER, MA 01610-2932
Document Number	65896-377
Book / Page	65896 / 377
Instrument Date	Aug 23, 2021
Instrument	118301
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 LIBERTY CIR, HOLDEN, MA 01520-2225

Mortgage

Document Number	65896-381
Date	Aug 24, 2021
Book Page	65896/381
Instrument	118302

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 24, 2021
Property Address	20 BOYDEN ST, WORCESTER, MA 01610-2932
Document Number	065896-377
Book / Page	65896 / 377
Instrument Date	Aug 23, 2021
Instrument	118301
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 LIBERTY CIR, HOLDEN, MA 01520-2225
Investor	Possibly a Property Investor

Mortgage

Document Number	0000118302
Date	Aug 24, 2021
Instrument	118302

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 1, 2018
Property Address	20 BOYDEN ST, WORCESTER, MA 01610-2932
Document Number	58395-286
Book / Page	058395 / 000286
Instrument Date	Jan 26, 2018
Instrument	10942
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LIBERTY CIR HOLDEN MA 01520, HOLDEN, MA 01520

Mortgage

Document Number	58395-289
Date	Feb 1, 2018
Book Page	058395/000289
Instrument	10943

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,602.00 (+6.68%)	$421,800 (+5.95%) Land $104,300 Building $317,500	$451,744
2025	$5,251.00 (+2.02%)	$398,100 (+10.92%) Land $78,500 Building $319,600
2023	$5,147.00	$358,900 Land $68,300 Building $290,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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